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64 Cross Creek Road # 28-D Unit # 28-D, Miramar Beach, FL 32550

CROSS CREEK CLUB CONDO · Walton County

Key Facts

1Beds
1Baths
612Sq Ft
1985Year Built
2Stories

Description

Escape to the ultimate coastal retreat with this charming one-bedroom condo, perfectly positioned just minutes from the sparkling waters of the Gulf of Mexico--and already proven to generate strong rental income as a sought-after Florida getaway. Ideally located between pristine beaches, vibrant dining, Baytowne Wharf, and the Emerald Bay Golf Club, this home effortlessly blends investment potential with an unbeatable coastal lifestyle. Step inside to discover a meticulously maintained interior, where wood-look LVP flooring stretches throughout, eliminating the hassle of sandy carpets and adding a warm, inviting feel. The kitchen is a bright and airy haven with sleek white cabinetry, modern appliances, and granite countertops, offering a seamless mix of contemporary style and timeless elegance. The open-concept living and dining areas create a natural flow, perfect for entertaining or relaxing. While the community provides a shared laundromat, this unit also features space for a stackable washer and dryer for your convenience. Sliding glass doors flood the space with natural light and lead to a private deck, ideal for savoring your morning coffee or soaking in the serene surroundings. Enjoy easy access to the community pool, maintained by the HOA, just steps from your door--a perfect alternative when you're not beach-bound. Recent updates include a new roof in 2024 and an HVAC system installed in 2022, giving you peace of mind year-round. Whether you're seeking a smart investment property or a personal getaway, this condo checks all the boxes and won't stay on the market long. Don't miss your opportunity to own a slice of Florida paradise!

Property Information

Property Type

Residential

Sub-Type

Condominium

Style

N/A

Year Built

1985

Stories

2

Living Area

612 sq ft

Days on Market

68

MLS® Listing#

1001720

Property Features

Interior

Recessed Lighting

Appliances

MicrowaveRefrigeratorGas Water HeaterElectric Oven

Cooling

Central AirElectric

Heating

Natural Gas

Flooring

Laminate

Pool

In GroundCommunity

Construction

FrameStuccoWood Siding

Roof

Shake

Community

Pool

Sewer

Public Sewer

Water Source

Public

Rooms

  • Kitchen8 x 8First
  • Living Room17.42 x 14First
  • Master Bedroom17.42 x 14First

Schools

Elementary:
Van R Butler
Middle:
Destin
High:
South Walton

Financial Details

HOA

$3,900 / Annually

Assessed Value

$3,900

Parcel Number

30-2S-21-42800-00D-0040

Directions

Turn South off Hwy 98 or North off Scenic hwy 98 on Holiday rd. Proceed to Cross Creek Rd one block from Gulf Directly behind Alvins Island Parking Lot. On West side of Holiday Rd. Condo is located just north of pool.

Affordability Calculator

$62,000

Estimated monthly payment

$1,650/mo

Principal $248,000 · Est. interest $345,982 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Miramar Beach, FL

$503,532
Median Listing Price
114
Median Days on Market
1,413
Median Sq Ft
$377
Median Price / Sq Ft
27,704
Active Listings
  • This home’s price is 38% below the area median.
  • Its price per sq ft is 34% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Miramar Beach, FL.

Location

Map showing the location of 64 Cross Creek Road # 28-D Unit # 28-D, Miramar Beach, FL 32550

Points of Interest in Miramar Beach, FL

Showing the Miramar Beach area map.

Nearby Schools

  • Gateway Academy

    School · 1.6 mi away

  • Destin Middle School

    Secondary · 3.0 mi away

  • Destin High School

    Secondary · 3.8 mi away

  • Asheford Institute of Antiques

    School · 6.4 mi away

  • Destin Elementary School

    Elementary · 6.7 mi away

  • Emerald Coast Middle School

    School · 7.3 mi away

  • Van R Butler Elementary School

    Elementary · 7.3 mi away

  • Bluewater Elementary School

    Elementary · 8.0 mi away

  • Naval School Explosive Ordnance Disposal

    School · 8.4 mi away

  • The Tree House Episcopal Montessori School

    Elementary · 9.3 mi away

  • Niceville Head Start

    School · 9.9 mi away

  • St. Paul Lutheran Church and School of Niceville

    School · 10.2 mi away

  • Addie R Lewis School

    Elementary · 10.2 mi away

  • Ashnick Academy

    School · 10.4 mi away

  • James E. Plew Elementary School

    Elementary · 10.4 mi away

  • Niceville High School

    Secondary · 10.6 mi away

  • Niceville High School

    Secondary · 11.3 mi away

  • Rocky Bayou Christian School

    Secondary · 11.3 mi away

  • C. W. Ruckel Middle School

    Secondary · 11.3 mi away

  • Emerald Coast Autism Center

    School · 11.4 mi away

Commute Calculator

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EXIT Agents in Miramar Beach

Listing Courtesy: Coldwell Banker Realty - 8508974563

IDX property data is provided exclusively for consumers’ personal, non-commercial use, and IDX data may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS. IDX data provided by the Emerald Coast Association of Realtors.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by EmeraldCoast. MLS® Listing#1001720. © 2026EXIT Realty®. All rights reserved.