
657 Shoal Landing Lot 177, Panama City Beach, FL 32413
Breakwater at Ward Creek · Bay County
Key Facts
Description
Welcome to your Toll Brothers dream home, where luxury, comfort, and convenience come together in perfect harmony. Construction estimated completion February 2027. Limited time to select interior design studio selections to personalize it. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it's a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft and bonus area offer endless possibilities for your lifestyle, whether it's a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more. Step outside the multi slide glass door onto your covered lanai and embrace the natural wood preserve beauty providing both privacy and a tranquil setting. The community is filled with completed resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don't miss the opportunity to make this extraordinary property your forever home, where every detail is crafted for your utmost enjoyment. Pictures are not of actual home, but same floor plan.
Property Information
Property Type
Residential
Sub-Type
Single Family Residence
Style
Traditional
Year Built
2026
Living Area
3,435 sq ft
Lot Size
0.16 acres
Lot Dimensions
60'x120'
Garage Spaces
3
Parking Spaces
3
Zoning
Resid Single Family
MLS® Listing#
1007398
Property Features
Interior
Appliances
Heating
Parking
Patio
Lot Features
Foundation
Security
Community
Utilities
Sewer
Water Source
Rooms
- Bedroom14.67 x 11.25First
- Bedroom10.42 x 10.08First
- Bedroom11.33 x 10Second
- Bedroom13.42 x 10Second
- Great Room19 x 18.5First
- Loft20.75 x 16.42Second
- Master Bedroom16.17 x 15First
Schools
- Elementary:
- West Bay
- Middle:
- Surfside
- High:
- Arnold
Financial Details
HOA
$210 / Monthly
Assessed Value
$210
Parcel Number
32717-275-072
Directions
From Hwy 98, turn on Hwy 79 going north. 2.6 miles Breakwater community will be on your left. Sales Office is located at 232 Breakwater Blvd 4th building on the right next to parking lot.
Affordability Calculator
$165,200
Estimated monthly payment
$4,396/mo
Principal $660,800 · Est. interest $921,875 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in Panama City Beach, FL
- $471,570
- Median Listing Price
- 112
- Median Days on Market
- 1,459
- Median Sq Ft
- $348
- Median Price / Sq Ft
- 31,346
- Active Listings
- This home’s price is 75% above the area median.
- Its price per sq ft is 31% below the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.
Location
Points of Interest in Panama City Beach, FL
Showing the Panama City Beach area map.
Nearby Schools
West Bay Elementary School
Elementary · 2.4 mi away
PCB Academy
School · 2.5 mi away
Surfside Middle School
Secondary · 4.0 mi away
Hutchison Beach Elementary School
Elementary · 5.1 mi away
Surfside Kids Academy
School · 5.2 mi away
JR Arnold High School
Secondary · 5.7 mi away
Arnold Pre K
Secondary · 5.8 mi away
Breakfast Point Academy
School · 6.0 mi away
Primary Prep School
Elementary · 7.1 mi away
St Bernadette Early Childhood Development Center
School · 7.2 mi away
Ohana Institute
School · 7.8 mi away
Twisted Fork Culinary Classroom
School · 8.2 mi away
Learning Tree II-Child Development Center
School · 8.3 mi away
Stacey's Fun in the Sun Preschool 2 Inc.
School · 8.3 mi away
Patronis Elementary School
Elementary · 9.5 mi away
Lucille Moore Elementary School
Elementary · 11.7 mi away
Gulf Coast School for Autism
School · 12.1 mi away
Bacot Academy
School · 12.2 mi away
St Andrew School
School · 12.3 mi away
Covenant Christian School
School · 12.3 mi away
Commute Calculator
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|---|---|---|---|---|
| 5147 CREEK SAND DRIVE, APOLLO BEACH, FL | $578,240 | 4 | 4 | 2,764 |
| 117 PEGGY Lane, Crescent City, FL | $579,000 | 5 | 2 | 2,064 |
| 5007 Pretty Way, Panama City, FL | $579,000 | 5 | 4 | 3,649 |
| 6419 SEASOUND DRIVE, APOLLO BEACH, FL | $579,000 | 4 | 2 | 2,543 |
| 354 HOPE BAY LOOP, APOLLO BEACH, FL | $579,000 | 5 | 3 | 2,916 |
| 6324 N Lagoon Drive, Panama City Beach, FL | $579,900 | 4 | 3 | 2,194 |
Moving Cost Estimate
EXIT Agents in Panama City Beach
Listing Courtesy: Jacksonville TBI Realty LLC - 8508542055















