0 Horse Creek Drive 14, Mill Spring, NC 28756
Polk County
Key Facts
Description
Welcome to your slice of freedom in the heart of Polk County, NC—over 1 acre of unrestricted land in the peaceful and scenic Silver Creek area near Lake Adger. Surrounded by the rolling hills and hardwood forests of the Western North Carolina foothills, this property offers the rare opportunity to shape your lifestyle without the constraints of an HOA. Whether you're dreaming of a mountain getaway, a cozy cabin, a modern farmhouse, or even a homestead with room for chickens and gardens—this land gives you the freedom to create exactly what you want. Build now or hold onto it as an investment in one of the most naturally beautiful and increasingly desirable regions of the Carolinas. Enjoy the serenity of rural living while staying connected to everything this special area has to offer. Lake Adger is just minutes away for boating, kayaking, and fishing. You're also close to Lake Lure, Tryon, Saluda, and Chimney Rock—where charming small towns, hiking trails, waterfalls, equestrian culture, and vibrant local markets await. With easy access to Asheville, Hendersonville, Greenville, and even Charlotte, you’ll find yourself at the perfect crossroads of adventure, relaxation, and convenience. This is more than just a lot—it’s your blank canvas in the Blue Ridge foothills. Make it your own, and write your next chapter surrounded by nature, possibility, and beauty.
Property Information
Property Type
Land
Zoning
None
Days on Market
218
MLS® Listing#
4301507
Property Features
Lot Features
Foundation
Sewer
Schools
- Elementary:
- Polk Central
- Middle:
- Polk
- High:
- Polk
Financial Details
HOA
None
Assessed Value
$15,560
Parcel Number
P42-61
Directions
From Columbus NC - Take HWY 108 East to Left on HWY 9 North. Left on Silver Creek Rd for about 4 miles to Right on Bishop Ln. Left on Twin Dr and continue onto Hitching Post Dr. Left onto Chimney Rock Rd (gravel) to Right on Cold Springs Dr. Left onto Horse Creek and lot starts right after the house on the corner. From Lake Lure NC - Take HWY 9 South to Right on Garrett Rd. Right onto Silver Creek Rd to Right on Bishop Ln. Left on Twin Dr and continue onto Hitching Post Dr. Left onto Chimney Rock Rd (gravel) to Right on Cold Springs Dr. Left onto Horse Creek and lot starts right after the house on the corner.
Affordability Calculator
$3,600
Estimated monthly payment
$96/mo
Principal $14,399 · Est. interest $20,088 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in Mill Spring, NC
- $344,816
- Median Listing Price
- 76
- Median Days on Market
- 2,189
- Median Sq Ft
- $169
- Median Price / Sq Ft
- 501
- Active Listings
- This home’s price is 95% below the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in Mill Spring, NC.
Similar Homes Nearby
Similar Home Values
Comparable nearby listings and their asking prices.
| Address | Price | Beds | Baths | Sq Ft |
|---|---|---|---|---|
| 1180 6 Rockingham Road, Boiling Spring Lakes, NC | $13,000 | — | — | — |
| 0 Bishop Lane, Mill Spring, NC | $17,999 | — | — | — |
| 1400 275 Bobolink Road, Boiling Spring Lakes, NC | $18,000 | — | — | — |
| Lot 208 208 Pepperhill Road, Boiling Spring Lakes, NC | $20,000 | — | — | — |
| L-724,725 Camden & Bladen Streets, Boiling Spring Lakes, NC | $20,000 | — | — | — |
| 1120 83 Beech Road, Boiling Spring Lakes, NC | $22,500 | — | — | — |
Moving Cost Estimate
Listing Courtesy: Century 21 Mountain Lifestyles - ERIKABRADLEYREALTOR@GMAIL.COM
Last Updated: 2025-09-11
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