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9815 W U.S. Highway 98 Unit 177, Miramar Beach, FL 32550

HIDDEN DUNES BEACH COTTAGES 2 · Walton County

Key Facts

3Beds
3Baths
1,479Sq Ft
1990Year Built

Description

Hidden Dunes Beach Cottage 177 is a beautifully maintained 3BR/3BA coastal cottage inside the gated Hidden Dunes Beach & Tennis Resort at 9815 U.S. Highway 98 W, Miramar Beach, FL 32550. Offered fully furnished, this property is move-in ready and rental ready--an ideal second home, short-term vacation rental, or full-time residence in a resort-style setting. (As of May 1 there are $20,500 in future bookings for 2026 ). The light-filled living area features vaulted ceilings, and the split-bedroom floor plan offers excellent privacy with a large primary suite and ensuite bath on one side, and a private guest bedroom with its own bath on the other. Upstairs, a spacious Loft with a full bath provides additional sleeping and lounging space and helps the cottage comfortably sleep eight. Tile flooring runs throughout--no carpet to remove. The kitchen features granite countertops, stainless steel appliances, and white cabinetry, and it flows nicely into the main living space. One of the best features is the lovely screened-in porch, perfect for relaxing while overlooking Hidden Dunes' lush, tropical landscaping and the nearby fountain area. Hidden Dunes is a low-density, gated community that truly feels like a private oasis--lush natural landscaping with towering live oaks and pines, beautiful walking paths, and tranquil fountains throughout the resort. Owners and guests also enjoy a scenic fishing lake with a pier for catch-and-release fishing, adding to the peaceful, tucked-away feel that makes Hidden Dunes so special. When you're ready for the Gulf, you'll love the 510 linear feet of low-density private beach with private beach access and full beach service, plus a short stroll to the beach or an easy seasonal tram ride. Resort-style amenities include tennis courts, pickleball, two community pools and hot tubs, a basketball court, horseshoe pits, a playground, and walking trails. And when you're ready to venture out, you're just minutes from Sandestin, Silver Sands Premium Outlets, Grand Boulevard, dining, and entertainment. The owners do allow short-term rentals but very limited. They reserve most of the year for family and friends use . They have personally self-managed the property through VRBO. Buyer to verify all information. Call today to schedule your private showing

Property Information

Property Type

Residential

Sub-Type

Condominium

Style

N/A

Year Built

1990

Living Area

1,479 sq ft

Days on Market

119

MLS® Listing#

996733

Property Features

Appliances

DishwasherDisposalDryerMicrowaveWasherElectric Water HeaterElectric Oven

Cooling

Central AirCeiling Fan(s)Electric

Heating

CentralElectric

Pool

Community

Patio

PorchScreened

Roof

Metal

Windows

Window Treatments

Security

Smoke Detector(s)

Community

FishingGatedPlaygroundPoolTennis Court(s)

Utilities

Cable AvailableUnderground UtilitiesElectricity Available

Sewer

Public Sewer

Water Source

Public

Rooms

  • Bedroom12 x 11First
  • Bedroom12 x 11First
  • Kitchen11 x 8First
  • Kitchen11 x 8First
  • Living Room20 x 15First
  • Living Room20 x 15First
  • Loft20 x 10Second
  • Loft20 x 10Second
  • Master Bedroom13 x 12First
  • Master Bedroom13 x 12First

Schools

Elementary:
Van R Butler
Middle:
Emerald Coast
High:
South Walton

Financial Details

HOA

$4,490 / Quarterly

Annual Taxes

$3,763

Tax year 2025

Assessed Value

$4,490

Parcel Number

27-2S-21-42330-000-0177

Directions

From Silver Sands Outlets travel east on HWY 98 for approximately one mile and turn at main entrance of Hidden Dunes

Affordability Calculator

$110,000

Estimated monthly payment

$2,927/mo

Principal $440,000 · Est. interest $613,839 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Miramar Beach, FL

$503,608
Median Listing Price
117
Median Days on Market
1,400
Median Sq Ft
$382
Median Price / Sq Ft
27,734
Active Listings
  • This home’s price is 9% above the area median.
  • Its price per sq ft is 3% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Miramar Beach, FL.

Location

Map showing the location of 9815 W U.S. Highway 98 Unit 177, Miramar Beach, FL 32550

Points of Interest in Miramar Beach, FL

Showing the Miramar Beach area map.

Nearby Schools

  • Gateway Academy

    School · 0.9 mi away

  • Emerald Coast Middle School

    School · 4.7 mi away

  • Van R Butler Elementary School

    Elementary · 4.7 mi away

  • Destin Middle School

    Secondary · 5.4 mi away

  • Destin High School

    Secondary · 6.3 mi away

  • The Tree House Episcopal Montessori School

    Elementary · 6.7 mi away

  • Naval School Explosive Ordnance Disposal

    School · 8.8 mi away

  • Asheford Institute of Antiques

    School · 9.0 mi away

  • Bluewater Elementary School

    Elementary · 9.2 mi away

  • Destin Elementary School

    Elementary · 9.2 mi away

  • South Walton High School

    Secondary · 9.5 mi away

  • Niceville Head Start

    School · 11.6 mi away

  • St. Paul Lutheran Church and School of Niceville

    School · 11.7 mi away

  • Ashnick Academy

    School · 11.7 mi away

  • James E. Plew Elementary School

    Elementary · 12.0 mi away

  • Niceville High School

    Secondary · 12.1 mi away

  • Addie R Lewis School

    Elementary · 12.2 mi away

  • Seaside Neighborhood School

    Elementary · 12.6 mi away

  • Rocky Bayou Christian School

    Secondary · 12.7 mi away

  • Niceville High School

    Secondary · 12.9 mi away

Commute Calculator

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EXIT Agents in Miramar Beach

Listing Courtesy: Wooley Luxury Properties LLC - 2052535410

IDX property data is provided exclusively for consumers’ personal, non-commercial use, and IDX data may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS. IDX data provided by the Emerald Coast Association of Realtors.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by EmeraldCoast. MLS® Listing#996733. © 2026EXIT Realty®. All rights reserved.