
7 Spring Street, Oneonta, NY 13820
Otsego County
Key Facts
Description
Two Homes, three units, endless possibilities! 7 & 9 Spring Street offer an incredible opportunity for investment, rental income, or multigenerational living. The main house at 7 Spring Street has two apartments: a spacious 3-bedroom, 1-bath unit with laundry on the first floor, and a 2-bedroom (possibly 3), 1-bath unit with laundry upstairs. Behind it, 9 Spring Street is a separate cottage with 2 bedrooms, 1 bath, and flexible living space—ready for a little TLC to reach its full potential. Each unit features its own porch, and the property provides both off-street and on-street parking. The duplex currently brings in $2600 a month, consider the income potential with the back house being rented - this could be $4000+ a month! Conveniently located within walking distance to downtown, amenities, and the bus stop, this property is a rare find. Live in one and rent the others, rent all three, or create the perfect setup for extended family. The possibilities are endless!!!
Property Information
Property Type
Residential
Sub-Type
Multi Family
Year Built
1920
Stories
2
Living Area
1,794 sq ft
Lot Size
0.14 acres
Lot Dimensions
54X148
MLS® Listing#
R1679182
Property Features
Interior
Appliances
Cooling
Heating
Flooring
Basement
Parking
Laundry
Patio
Lot Features
Construction
Roof
Utilities
Water Source
Financial Details
Annual Taxes
$9,312
Assessed Value
$105,000
Parcel Number
361.5-4-25
Affordability Calculator
$46,000
Estimated monthly payment
$1,224/mo
Principal $184,000 · Est. interest $256,696 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in Oneonta, NY
- $271,875
- Median Listing Price
- 55
- Median Days on Market
- 1,890
- Median Sq Ft
- $140
- Median Price / Sq Ft
- 59
- Active Listings
- This home’s price is 15% below the area median.
- Its price per sq ft is 8% below the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in Oneonta, NY.
Location
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Points of Interest in Oneonta, NY
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Commute Calculator
Nearby Homes
Similar Homes Nearby
Similar Home Values
Comparable nearby listings and their asking prices.
| Address | Price | Beds | Baths | Sq Ft |
|---|---|---|---|---|
| 2-6 Reynolds Avenue, Oneonta, NY | $179,000 | 6 | 3 | 4,104 |
| 12 Valleyview Street, Oneonta, NY | $195,000 | 6 | 2 | 2,154 |
| 78-80 Center Street, Oneonta, NY | $199,000 | 6 | 2 | 2,296 |
| 34 Pine Street, Oneonta, NY | $225,000 | 7 | 4 | 1,720 |
| 45 Grove Street, Oneonta, NY | $249,900 | 7 | 5 | 2,422 |
| 14-16 Otsego Street, Oneonta, NY | $250,000 | 6 | 2 | 2,756 |
Moving Cost Estimate
EXIT Agents in Oneonta
Listing Courtesy: Coldwell Banker Timberland Properties - 607-437-2771
Presented by: Leah Long
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable by is not guaranteed accurate by the MLS.
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Fair Housing NoticeLast Updated: 2026-05-10
















