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Photo 1 of 34 — 7 Spring Street, Oneonta, NY 13820
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7 Spring Street, Oneonta, NY 13820

Otsego County

Key Facts

7Beds
3Baths
1,794Sq Ft
1920Year Built
0.14Lot (acres)
2Stories

Description

Two Homes, three units, endless possibilities! 7 & 9 Spring Street offer an incredible opportunity for investment, rental income, or multigenerational living. The main house at 7 Spring Street has two apartments: a spacious 3-bedroom, 1-bath unit with laundry on the first floor, and a 2-bedroom (possibly 3), 1-bath unit with laundry upstairs. Behind it, 9 Spring Street is a separate cottage with 2 bedrooms, 1 bath, and flexible living space—ready for a little TLC to reach its full potential. Each unit features its own porch, and the property provides both off-street and on-street parking. The duplex currently brings in $2600 a month, consider the income potential with the back house being rented - this could be $4000+ a month! Conveniently located within walking distance to downtown, amenities, and the bus stop, this property is a rare find. Live in one and rent the others, rent all three, or create the perfect setup for extended family. The possibilities are endless!!!

Property Information

Property Type

Residential

Sub-Type

Multi Family

Year Built

1920

Stories

2

Living Area

1,794 sq ft

Lot Size

0.14 acres

Lot Dimensions

54X148

MLS® Listing#

R1679182

Property Features

Interior

Ceiling Fan(s)Natural Woodwork

Appliances

Electric Water HeaterWater Heater

Cooling

Ceiling Fan(s)

Heating

SteamNatural Gas

Flooring

Ceramic TileHardwoodLaminateVariesVinyl

Basement

Walk-Out Access

Parking

On Street

Laundry

Washer Hookup

Patio

Deck

Lot Features

Rectangular Lot

Construction

Stone

Roof

Shingle

Utilities

Cable AvailableSewer ConnectedWater Connected

Water Source

Public

Financial Details

Annual Taxes

$9,312

Assessed Value

$105,000

Parcel Number

361.5-4-25

Affordability Calculator

$46,000

Estimated monthly payment

$1,224/mo

Principal $184,000 · Est. interest $256,696 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Oneonta, NY

$271,875
Median Listing Price
55
Median Days on Market
1,890
Median Sq Ft
$140
Median Price / Sq Ft
59
Active Listings
  • This home’s price is 15% below the area median.
  • Its price per sq ft is 8% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Oneonta, NY.

Location

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EXIT Agents in Oneonta

UNYREIS logo

Listing Courtesy: Coldwell Banker Timberland Properties - 607-437-2771

Presented by: Leah Long

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, Inc., GENRIS and WNYREIS. Real estate listings held by firms other than EXIT Realty, are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable by is not guaranteed accurate by the MLS.

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Fair Housing Notice

Last Updated: 2026-05-10

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by OtsegoDelaware. MLS® Listing#R1679182. © 2026EXIT Realty®. All rights reserved.