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Photo 1 of 60: 1-web-or-mls-PANHANDLE - 408 DOLPHIN ST
1-web-or-mls-PANHANDLE - 408 DOLPHIN ST
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408 Dolphin Street, Panama City Beach, FL 32413

Bid-A-Wee Beach 1st Add · Bay County

Key Facts

4Beds
3Baths
2,184Sq Ft
1985Year Built
0.17Lot (acres)
1Garage

Description

Welcome to 408 Dolphin Street, a rare opportunity to own in the highly sought-after Bid-A-Wee Beach community--one of Panama City Beach's desirable coastal neighborhoods. Located just two blocks from the only gated, private beach accesses in PCB, this home offers an exclusive beach lifestyle that is simply unmatched. Golf cart friendly community and there are no short-term rentals allowed on this street, creating a peaceful, residential setting perfect for a primary home or second home retreat. This spacious 4-bedroom, 3 full bath home blends charm, functionality, and thoughtful updates throughout. Inside, you'll find original 3 quarter-inch tongue-and-groove red oak hardwood floors, adding warmth and character to the living spaces. The flexible floor plan features two master suites--one on the main level and one upstairs--ideal for guests or multi-generational living. A downstairs bathroom is also wheelchair accessible, providing added convenience. Major updates have already been taken care of, including appliances that are just 3 years old with a double oven, a 4-year-old HVAC system, 2 security systems (ring and rep link), new mini split units, new front windows, and plantation shutters throughout the entire home. A one-car garage adds additional storage and functionality. Step outside to your private backyard oasis, complete with a sweet water well for irrigation (can also be hooked to the home if the water goes out), tranquil koi pond and mature fruit trees including banana, grape, pomegranate, and orange--creating a true Florida retreat. The pool has been recently updated with a new pump and an outdoor shower, perfect for after the beach or pool. While there is no mandatory HOA, there is a voluntary $100 per year contribution that helps maintain the private gated beach access--one of the most valuable and exclusive features of the Bid-A-Wee Beach community. Located in an established neighborhood, and exclusive access to Bid-A-Wee's private gated beach, this property offers a rare combination of privacy, location, and lifestyle. Call today to schedule a showing.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Coastal

Year Built

1985

Living Area

2,184 sq ft

Lot Size

0.17 acres

Lot Dimensions

50' x 150'

Garage Spaces

1

Days on Market

107

MLS® Listing#

787141

Property Features

Interior

Walk-In Closet(s)

Appliances

Electric CooktopElectric OvenElectric RangeElectric Water Heater

Cooling

Central AirCeiling Fan(s)Ductless

Heating

CentralElectric

Pool

Above GroundPrivate

Parking

Paved

Patio

DeckPatioPorch

Fencing

Fenced

Lot Features

Paved

Construction

Stucco

Roof

CompositionShingle

Security

Smoke Detector(s)

Other Structures

Shed(s)

Utilities

Electricity Available

Sewer

Public Sewer

Rooms

  • 24 x 10Second
  • 24 x 10First
  • 8 x 7.8First
  • 14.99 x 11.2Second
  • 11 x 4.1Second
  • 6.9 x 7.8Second
  • 11 x 4.99Second
  • 6 x 8Second
  • Bedroom10 x 12.2Second
  • Bedroom10 x 10Second
  • Bedroom10 x 10Second
  • Bedroom13 x 13First
  • Den42 x 12First
  • Dining Room9.5 x 13.4Second
  • Dining Room9.5 x 13.4Second
  • Dining Room10 x 12Second
  • Kitchen13 x 27Second

Schools

Elementary:
Hutchison Beach
Middle:
Surfside
High:
Arnold

Financial Details

HOA

None

Annual Taxes

$1,261

Tax year 2025

Parcel Number

34569-000-000

Directions

From Hwy 98, turn south on Nautilus, then left on Bay Dr, then left on Dolphin. 508 Dolphin will be the second home on the right side.

Affordability Calculator

$151,600

Estimated monthly payment

$4,034/mo

Principal $606,400 · Est. interest $845,982 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City Beach, FL

$472,027
Median Listing Price
115
Median Days on Market
1,451
Median Sq Ft
$353
Median Price / Sq Ft
31,335
Active Listings
  • This home’s price is 61% above the area median.
  • Its price per sq ft is 2% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.

Location

Map showing the location of 408 Dolphin Street, Panama City Beach, FL 32413

Points of Interest in Panama City Beach, FL

Showing the Panama City Beach area map.

Nearby Schools

  • Surfside Middle School

    Secondary · 0.3 mi away

  • Hutchison Beach Elementary School

    Elementary · 0.9 mi away

  • Surfside Kids Academy

    School · 1.5 mi away

  • Arnold Pre K

    Secondary · 1.7 mi away

  • JR Arnold High School

    Secondary · 2.3 mi away

  • Breakfast Point Academy

    School · 2.6 mi away

  • PCB Academy

    School · 2.7 mi away

  • Primary Prep School

    Elementary · 3.1 mi away

  • St Bernadette Early Childhood Development Center

    School · 3.5 mi away

  • Twisted Fork Culinary Classroom

    School · 4.5 mi away

  • Learning Tree II-Child Development Center

    School · 5.4 mi away

  • Stacey's Fun in the Sun Preschool 2 Inc.

    School · 5.4 mi away

  • Patronis Elementary School

    Elementary · 5.7 mi away

  • West Bay Elementary School

    Elementary · 5.8 mi away

  • Lucille Moore Elementary School

    Elementary · 8.7 mi away

  • St Andrew School

    School · 9.1 mi away

  • Gulf Coast School for Autism

    School · 9.3 mi away

  • Bacot Academy

    School · 9.4 mi away

  • Covenant Christian School

    School · 9.5 mi away

  • St. Andrew School at Oakland Terrace

    Elementary · 9.8 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Panama City Beach

Listing Courtesy: Paradise Properties of NW Florida - 8505887136

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Central Panhandle Association of REALTORS®. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by CentralPanhandleAssociationOfRealtors. MLS® Listing#787141. © 2026EXIT Realty®. All rights reserved.