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Photo 1 of 116: 1012 Pearl St, St. Joseph, MI 49085
1012 Pearl St, St. Joseph, MI 49085
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1012 Pearl Street, St. Joseph, MI 49085

Berrien County

Key Facts

5Beds
4Baths
2,428Sq Ft
1912Year Built
0.24Lot (acres)
1Garage

Description

Built in 1912, this historic 5 bedroom, 4 full bath downtown St. Joe home sits on a quarter acre along the Lake Michigan shoreline community of Southwest Michigan, just a few minutes from Silver Beach, the St. Joseph River, and the marinas just down the hill. Steps from schools, a charming downtown filled with shops and restaurants, and Kiwanis Park without crossing a road, the location is simply ideal. St. Joseph is known for its beautiful beaches, vibrant historic downtown, and an abundance of outdoor activities that make it equally appealing as a year round residence or vacation home. Situated along the Lake Michigan Shore Wine Trail and just about two hours from Chicago, it is the kind of place that is easy to fall in love with and hard to leave. The main level impresses with quarter sawn white oak floors by Mattson Custom Floors, custom Amish cabinetry, new custom built-in shelves framing the fireplace, and a vintage clawfoot tub that anchors the character of the home. New light fixtures, a new refrigerator, and a new dishwasher round out a space that feels completely move-in ready. Watch storms roll in from the heated and cooled 4-season front porch or retreat to the private covered deck off the fourth bedroom upstairs. The finished basement delivers a full entertainment zone with a 120 inch theatre screen, custom bar, workout room, shop space, and a full bath. Out back a finished bar behind the garage with water, electric, and heat anchors a covered patio with grill and seating area, all set on one of the largest yards in the city, complete with an invisible dog fence. Driveway and street parking make hosting a breeze. Move-in ready and waiting for its next chapter, whether you are looking for a forever home or the ultimate Southwest Michigan lakeside retreat. This one delivers. 3,266 finished square feet of history, heart, and everything you need to live in St. Joe.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Traditional

Year Built

1912

Living Area

2,428 sq ft

Lot Size

0.24 acres

Lot Dimensions

40 x 265

Garage Spaces

1

Ownership

Private Owned

Days on Market

66

MLS® Listing#

26019503

Property Features

Interior

Ceiling Fan(s)Wet BarHigh Speed Internet

Exterior

PlaygroundBalcony

Appliances

HumidifierBuilt-In Gas OvenDishwasherDisposalDryerMicrowaveOvenRangeRefrigeratorWasherElectric Water Heater

Cooling

Ceiling Fan(s)Central Air

Heating

Natural GasForced AirBaseboardElectric

Flooring

Ceramic TileStoneWood

Fireplace

Family RoomGas Log

Basement

Full

Parking

Garage Door OpenerDetachedConcrete

Laundry

Laundry Chute

Patio

DeckPatio

Fencing

Back Yard

Construction

Vinyl Siding

Roof

Composition

Windows

Screens

Other Structures

Shed(s)

Community

Sidewalks

Utilities

Natural Gas AvailableElectricity AvailableCable AvailableNatural Gas ConnectedCable Connected

Sewer

Public Sewer

Water Source

Public

Schools

District:
St. Joseph

Financial Details

Annual Taxes

$9,524

Tax year 2024

Assessed Value

$243,032

Parcel Number

11-76-3160-0031-00-8

Directions

Langley or Main St. to Pearl St., just East of Wayne St.

Affordability Calculator

$134,980

Estimated monthly payment

$3,592/mo

Principal $539,920 · Est. interest $753,236 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in St. Joseph, MI

$318,062
Median Listing Price
36
Median Days on Market
1,767
Median Sq Ft
$174
Median Price / Sq Ft
506
Active Listings
  • This home’s price is 112% above the area median.
  • Its price per sq ft is 60% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in St. Joseph, MI.

Location

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EXIT Agents in St. Joseph

Southwest Michigan Regional Information Center logo

Listing Courtesy: Epique Realty - 2482182604

Presented by: Cathy Ficks-Blasy

The properties on this web site come in part from the Broker Reciprocity Program of the Member MLS’s of the Southwestern Michigan Regional Information Center. Information Deemed Reliable But Not Guaranteed. © 2026 Southwestern Michigan Regional Information Center, LLC. All rights reserved.

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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by SWMRIC. MLS® Listing#26019503. © 2026EXIT Realty®. All rights reserved.