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904 Chippewa Drive, Elgin, IL 60120

Cook County

Key Facts

3Beds
3Baths
1,200Sq Ft
1973Year Built
2Garage

Description

Beautifully maintained 5-bedroom, 3 bath brick veneer ranch offers the space, flexibility, and energy efficiency today's buyers are looking for. The main level features bright, welcoming living areas, three generously sized bedrooms, a versatile bonus room ideal for a home office or flex space, and a convenient first-floor laundry area. The finished basement significantly expands the home's living space with 2 bedrooms and 2 additional bonus rooms, a kitchenette, and a second laundry area-perfect for related living, guest accommodations, a home gym, recreation, or additional workspace. Continue outside to a spacious backyard deck designed for entertaining, along with an oversized 2-car attached garage and a spacious storage shed. A newer solar panel system adds exceptional energy efficiency and the potential for long-term utility savings. Ideally located near parks, shopping, dining, schools, and major commuter routes, this move-in-ready home is also assigned to Lincoln Elementary School and the new Legacy Middle School beginning with the 2026-2027 school year. With versatile living spaces, modern updates, and room to grow, this home offers exceptional value and endless possibilities. Welcome home!

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Ranch

Year Built

1973

Living Area

1,200 sq ft

Lot Dimensions

76X152

Garage Spaces

2

Parking Spaces

2

Ownership

Fee Simple

Days on Market

8

MLS® Listing#

12694344

Property Features

Interior

In-Law Floorplan

Appliances

RangeMicrowaveDishwasherRefrigeratorDryer

Cooling

Central Air

Heating

Natural Gas

Flooring

Laminate

Basement

FinishedFull

Parking

ConcreteGarage Door OpenerHeated GarageAttachedGarage

Laundry

Main LevelGas Dryer HookupLaundry ClosetMultiple LocationsSink

Patio

Deck

Construction

Vinyl SidingBrick

Foundation

Concrete Perimeter

Roof

Asphalt

Other Structures

Shed(s)

Sewer

Public Sewer

Water Source

Public

Rooms

  • 10X10Basement
  • 12X10Basement
  • Bedroom 212X11Main
  • Bedroom 310X11Main
  • Bedroom 412X14Basement
  • Bedroom 511X12Basement
  • Bonus Room12X14Basement
  • Dining Room12X12Main
  • Family Room
  • Kitchen12X18Main
  • Laundry8X8Main
  • Living Room18X12Main
  • Master Bedroom12X14Main
  • Office9X10Main

Schools

Elementary:
Lincoln Elementary School
High:
Elgin High School
District:
Elgin High School

Financial Details

Annual Taxes

$6,195

Tax year 2024

Parcel Number

06071110070000

Directions

Congdon East. Chippewa South to 904 Chippewa Drive.

Affordability Calculator

$77,000

Estimated monthly payment

$2,049/mo

Principal $308,000 · Est. interest $429,687 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Elgin, IL

$401,786
Median Listing Price
28
Median Days on Market
2,079
Median Sq Ft
$210
Median Price / Sq Ft
159
Active Listings
  • This home’s price is 4% below the area median.
  • Its price per sq ft is 53% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Elgin, IL.

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Moving Cost Estimate

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Listing Courtesy: GREAT HOMES REAL ESTATE, INC. - 8479305080

Based on information submitted to the MLS GRID as of 2026-07-09. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: 2026-07-09

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by Mainstreet Organization of Realtors. MLS® Listing#12694344. © 2026EXIT Realty®. All rights reserved.