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1012 WHITE Street, Fernandina Beach, FL 32034

Old Town · Nassau County

Key Facts

4Beds
3Baths
1,982Sq Ft
2021Year Built

Description

Beautiful Like-New Home in Historic Old Town Fernandina. This thoughtfully designed residence features a desirable first-floor primary suite, dual-zone HVAC, and a propane tankless water heater for energy-efficient comfort. Enjoy outdoor living in the private rear courtyard, an ideal space for relaxing, entertaining, or enjoying coastal breezes. The home's low-maintenance design and modern features make it perfect as a primary residence, second home, or investment property. Conveniently located just over a mile from downtown Fernandina Beach, offering easy access to local shops, restaurants, waterfront attractions, and historic charm. Experience the best of island living in one of Fernandina Beach's most sought-after neighborhoods. Features Include: Historic Old Town location First-floor primary bedroom Dual-zone HVAC system Propane tankless water heater Private rear courtyard Coastal breezes and outdoor living space Just over a mile to downtown shopping and dining Low-maintenance, like-new condition A rare opportunity to own a move-in-ready home in a premier Fernandina Beach location.

Property Information

Property Type

Residential

Style

TwoStory

Year Built

2021

Living Area

1,982 sq ft

Lot Dimensions

4341.7

Zoning

OT-1

Days on Market

51

MLS® Listing#

116241

Property Features

Interior

Ceiling Fan(s)Storage

Appliances

CooktopDryerDishwasherDisposalMicrowaveOvenRefrigeratorWasher

Cooling

Ceiling Fan(s)Heat PumpWhole House Fan

Heating

Heat Pump

Pool

None

Parking

Driveway

Patio

PorchRear PorchFront PorchPatio

Construction

Fiber CementFrame

Roof

Shingle

Windows

Window CoveringsInsulated WindowsBlindsWindow Treatments

Utilities

Cable Available

Sewer

Public Sewer

Water Source

Public

Rooms

  • Main
  • Bathroom
  • Bathroom
  • Bedroom
  • Bedroom
  • KitchenMain

Financial Details

HOA

None

Parcel Number

00-00-31-1580-0011-0050

Directions

A1A to 14th Street. Take a left at 14th Street to Old Town Community. Left onto White Street and home will be on left.

Affordability Calculator

$179,800

Estimated monthly payment

$4,785/mo

Principal $719,200 · Est. interest $1,003,348 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Fernandina Beach, FL

$503,042
Median Listing Price
119
Median Days on Market
1,400
Median Sq Ft
$386
Median Price / Sq Ft
27,316
Active Listings
  • This home’s price is 79% above the area median.
  • Its price per sq ft is 18% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Fernandina Beach, FL.

Location

Map showing the location of 1012 WHITE Street, Fernandina Beach, FL 32034

Points of Interest in Fernandina Beach, FL

Showing the Fernandina Beach area map.

Nearby Schools

  • St. Michael's Catholic Church

    School · 1.1 mi away

  • Nassau Virtual Franchise

    Elementary · 1.2 mi away

  • Nassau County School District

    Secondary · 1.2 mi away

  • Early Impressions Development Center

    School · 1.4 mi away

  • Fernandina Beach Middle School

    Secondary · 1.7 mi away

  • Fernandina Beach High School

    Secondary · 1.8 mi away

  • Southside Elementary School

    Elementary · 2.2 mi away

  • Ogburn School

    School · 2.6 mi away

  • Emma Love Hardee Elementary

    Elementary · 3.5 mi away

  • Tree House Academy

    School · 3.5 mi away

  • Faith Christian Academy

    School · 5.8 mi away

  • St Marys Elementary School

    Elementary · 6.1 mi away

  • Ombudsman

    School · 7.4 mi away

  • Amelia Island Montessori School

    Elementary · 7.8 mi away

  • St. Marys Middle School

    Secondary · 8.4 mi away

  • Yulee Elementary School

    Elementary · 8.8 mi away

  • Yulee Middle School

    Secondary · 9.0 mi away

  • Yulee High School

    Secondary · 9.3 mi away

  • Krayons Academy

    School · 9.7 mi away

  • Yulee Primary School

    Elementary · 9.8 mi away

Commute Calculator

Travel mode

Nearby Homes

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Similar Home Values

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Moving Cost Estimate

EXIT Agents in Fernandina Beach

Listing Courtesy: CABANA LANE, INC. - 8434756686

Presented by: Cathleen Banks

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Amelia Island-Nassau County Association of Realtors®. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data ids deemed reliable but is not guaranteed accurate by the MLS. Copyright ©2026 Amelia Island-Nassau County Association of Realtors®. All rights reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by AmeliaIslandNassauCountyAssocOfRealtorsInc. MLS® Listing#116241. © 2026EXIT Realty®. All rights reserved.