228 4TH Street SW, Spencer, IA 51301
Clay County
Key Facts
Description
First time for sale to the public! - 3rd-generation owner! 4+ bedroom with a triple car garage on 3/4 of an acre. This adorable farmhouse greets you with a well-maintained exterior featuring an open front porch and vinyl siding. The rear of the house has an enclosed porch that has the laundry on the main & can be used as a mudroom. The main floor has been remodeled with updated flooring, newer windows, an Onyx shower system, and wood cabinets in the eat-in kitchen. This can be all-on-one-level living as the main floor has a bedroom as well. The upstairs has 3 bedrooms and one extra non-conforming bedroom or office or 2nd living area or 2nd bathroom option. Freshly painted throughout & professionally cleaned. The HVAC, water heater, and electrical panel were new in 2024. The triple car garage and ample off-street parking are hard to find in town, along with space to have a good garden. This home is ready for you!
Property Information
Property Type
Residential
Sub-Type
Single Family Residence
Style
1.5 STORY
Year Built
1900
Stories
1
Living Area
1,505 sq ft
Lot Size
0.77 acres
Lot Dimensions
127x264
Garage Spaces
3
Days on Market
14
MLS® Listing#
260753
Property Features
Interior
Appliances
Cooling
Heating
Flooring
Basement
Parking
Laundry
Patio
Construction
Roof
Sewer
Water Source
Schools
- District:
- Spencer
Financial Details
Annual Taxes
$1,360
Tax year 2024
Parcel Number
963618301004
Affordability Calculator
$39,000
Estimated monthly payment
$1,038/mo
Principal $156,000 · Est. interest $217,634 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in Spencer, IA
- $237,931
- Median Listing Price
- 79
- Median Days on Market
- 1,533
- Median Sq Ft
- $136
- Median Price / Sq Ft
- 51
- Active Listings
- This home’s price is 18% below the area median.
- Its price per sq ft is 5% below the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in Spencer, IA.
Location
Points of Interest in Spencer, IA
Showing the Spencer area map.
Nearby Schools
Lincoln Elementary School
Elementary · 0.2 mi away
Spencer Community Schools
School · 0.8 mi away
Spencer High School
Secondary · 0.9 mi away
Johnson Elementary
Elementary · 0.9 mi away
Jefferson Head Start
School · 1.1 mi away
Sacred Heart School
School · 1.1 mi away
Fairview Elementary School
Elementary · 1.5 mi away
Spencer Middle School
Secondary · 1.6 mi away
Iowa Great Lakes Lutheran School
Secondary · 2.0 mi away
Clay Central Everly Community School District
Elementary · 8.5 mi away
Clay Central-Everly Elementary School
Elementary · 9.0 mi away
Ruthven-Ayrshire Community School District
Elementary · 12.4 mi away
Safari Child Care Center
School · 12.8 mi away
Okoboji Elementary School
Elementary · 13.0 mi away
Okoboji High School
Secondary · 13.1 mi away
Graettinger-Terril Elementary School
Elementary · 14.8 mi away
Okoboji Middle School
Elementary · 16.3 mi away
Hartley Melvin Sanborn Community School District
School · 16.7 mi away
Hartley-Melvin-Sanborn High School
Secondary · 17.3 mi away
Sioux Central Community School District
Secondary · 17.9 mi away
Commute Calculator
Nearby Homes
Similar Homes Nearby
Similar Home Values
Comparable nearby listings and their asking prices.
| Address | Price | Beds | Baths | Sq Ft |
|---|---|---|---|---|
| 1111 3rd Avenue W, Spencer, IA | $173,000 | 4 | 2 | 1,460 |
| 21 W 1ST ST, Spencer, IA | $175,000 | 5 | — | 4,308 |
| 1207 10Th Avenue E, Spencer, IA | $178,000 | 5 | 1 | 1,636 |
| 1405 11Th Avenue W, Spencer, IA | $210,000 | 4 | 2 | 1,848 |
| 113 Parkway Drive, Spencer, IA | $213,000 | 4 | 2 | 1,374 |
| 220 W 3rd St, Spencer, IA | $215,000 | 5 | 2 | 1,647 |
Moving Cost Estimate
EXIT Agents in Spencer
Listing Courtesy: EXIT Realty Midwest- Spencer/Emmetsburg - PRIM: 712-358-0042