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Key Facts

3Beds

2Baths

1,028Sq Ft

1994Year Built

3Stories

$485,000

ActiveListed June 6, 2026

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Description

Deeded Beach Access & unbeatable Destin location make this top-floor 3-Bedroom, 2-Bathroom Condominium a standout opportunity. Enjoy beautiful views & sounds of the waves on the Balcony overlooking the Pool. Coastal Decor & Tile flooring throughout. Open Living & Dining Areas, Kitchen with White Cabinets, Granite Countertops, Breakfast Bar & Stainless Steel Appliances. Stackable Washer & Dryer & Owners Closet. The St Martin Beachwalk Community features a refreshing Pool, perfect for relaxing after a day at the Beach. Enjoy easy Gated Access to the Beach or Big Kahuna's Water Park located directly across the street & many popular restaurants, coffee shops, parks, shopping, local attractions, Crab Island & Gulfarium Marine Adventure Park. Whether you're seeking a primary residence, vacation getaway, or income-producing investment property, this South-of-Hwy 98 gem offers exceptional value. Opportunities to own a 3-bedroom condo with deeded Beach access in this desirable area for under $490,000 are rare. Don't miss your chance--this opportunity is not expected to last long. Enjoy life at the Beach!

Property Information

Property Type

Residential

Sub-Type

Condominium

Style

N/A

Year Built

1994

Stories

Living Area

1,028 sq ft

MLS® Listing#

1004903

Property Features

Interior

Pantry

Exterior

Balcony

Appliances

DishwasherDisposalDryerFreezerMicrowaveRefrigeratorWasherElectric Water HeaterSelf Cleaning Oven

Cooling

Central AirCeiling Fan(s)Electric

Heating

CentralElectric

Flooring

Tile

Pool

Community

Patio

Porch

Construction

Wood Siding

Roof

Metal

Windows

Window Treatments

Community

Pool

Utilities

Cable AvailableElectricity Available

Water Source

Public

Rooms

Bedroom12 x 11First
Bedroom12 x 11First
Kitchen11 x 8First
Living Room17 x 14First
Master Bedroom13 x 11First

Schools

Elementary:: Destin
Middle:: Destin
High:: Destin

Financial Details

HOA

$800 / Monthly

Annual Taxes

$5,184

Tax year 2025

Assessed Value

$800

Parcel Number

00-2S-22-211D-0000-4310

Directions

On South Side of Hwy 98 across from Big Kahunas Waterpark. Access is right next to Blalock's Seafood Market. Unit 431

Affordability Calculator

Home Price

Down Payment

$97,000

Interest Rate (%)

Loan Term

Estimated monthly payment

$2,581/mo

Principal $388,000 · Est. interest $541,295 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Destin, FL

$640,217
Median Listing Price: 116
Median Days on Market: 1,500
Median Sq Ft: $461
Median Price / Sq Ft: 715
Active Listings

This home’s price is 24% below the area median.
Its price per sq ft is 2% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Destin, FL.

Location

Points of Interest in Destin, FL

Nearby Schools

Asheford Institute of Antiques
School · 0.9 mi away
Destin Elementary School
Elementary · 1.5 mi away
Destin High School
Secondary · 1.8 mi away
Destin Middle School
Secondary · 3.0 mi away
Eglin Elementary School
Elementary · 7.0 mi away
Gateway Academy
School · 7.1 mi away
Addie R Lewis School
Elementary · 7.4 mi away
Shalimar Elementary School
Elementary · 7.4 mi away
Meigs Middle School
Secondary · 7.7 mi away
Ami Kids Emerald Coast
School · 7.7 mi away
Elliott Point Elementary School
Elementary · 7.8 mi away
Bluewater Elementary School
Elementary · 7.9 mi away
Niceville Head Start
School · 8.0 mi away
Okaloosa County School District
School · 8.1 mi away
Longwood Elementary School
Elementary · 8.5 mi away
Cinco Christian School
School · 8.6 mi away
Emeralds Coast Christian School
Secondary · 8.8 mi away
St. Paul Lutheran Church and School of Niceville
School · 8.8 mi away
Emerald Coast Autism Center
School · 8.8 mi away
James E. Plew Elementary School
Elementary · 8.8 mi away

Commute Calculator

Nearby Homes

$513,900

3 bed · 2 bath

1006 E Highway 98, Destin, FL

0.0 mi away

$485,000

3 bed · 2 bath

1006 Highway 98, Destin, FL

0.0 mi away

$474,900

3 bed · 2 bath

1006 Highway 98, Destin, FL

0.0 mi away

$338,000

2 bed · 2 bath

1006 E Highway 98, Destin, FL

0.0 mi away

$398,000

2 bed · 2 bath

1006 Highway 98, Destin, FL

0.1 mi away

$640,000

2 bed · 2 bath

1002 Highway 98, Destin, FL

0.1 mi away

Similar Homes Nearby

$344,750
2 beds · 2 baths · 970 sq ft
4203 Indian Bayou Trail 1903, Destin, FL 32541
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$344,900
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$344,999
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Similar Home Values

Comparable nearby listings and their asking prices.

Address	Price	Beds	Baths	Sq Ft
4203 Indian Bayou Trail 1903, Destin, FL	$344,750	2	2	970
4000 Gulf Terrace Drive 278, Destin, FL	$344,900	2	2	982
261 Mattie M Kelly Boulevard 261, Destin, FL	$344,999	3	3	1,543
240 Bent Arrow Drive, Destin, FL	$345,000	3	2	1,202
4203 Indian Bayou Trail UNIT 1703, Destin, FL	$349,000	2	2	970
4203 Indian Bayou Trail 1702, Destin, FL	$349,000	2	2	1,175

Moving Cost Estimate

EXIT Agents in Destin

William Kilpatrick
Franchisee
EXIT Realty Anchor SouthMiramar Beach, FL
(334) 402-0028
rossonthelakeandcoast@gmail.com
Susan Sharpe
Broker of Record
EXIT Realty Anchor SouthMiramar Beach, FL
(850) 974-4890
susansharperealtor@gmail.com
Whittney Self
Sales Representative
EXIT Realty Anchor SouthMiramar Beach, FL
(770) 597-2888
broker@exit-spa.com
Tammy Evans
Sales Representative
EXIT Realty Orange BeachOrange Beach, AL
(812) 416-0901
tammysueevans1@gmail.com
Thomas Stanton
Broker of Record
EXIT Realty Orange BeachOrange Beach, AL
(251) 213-1860
tommy.exit@gmail.com
Jordan Epperson
Sales Representative
EXIT Realty Orange BeachOrange Beach, AL
(251) 508-8986
jordansellsparadise@gmail.com

Listing Courtesy: Berkshire Hathaway Home Services PenFed Realty - 8502670013

IDX property data is provided exclusively for consumers’ personal, non-commercial use, and IDX data may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS. IDX data provided by the Emerald Coast Association of Realtors.