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401 S 20th Street, Mt Vernon, IL 62864

Jefferson County

Key Facts

3Beds
2Baths
1,652Sq Ft
1900Year Built

Description

Spacious 3-Bedroom, 2-Bath Home on Two Lots! This spacious home offers 3 bedrooms and 2 full baths with a welcoming front porch entry that opens into a bright, open-concept living room and kitchen area. The kitchen features white cabinetry, appliances, and a convenient snack bar, making it perfect for everyday living and entertaining. Just off the main living area is a second sitting room that would also make an excellent home office, playroom, or flex space. The primary bedroom includes a private bath, while the laundry area comes complete with appliances. One of the bedrooms features a fun chalkboard wall, perfect for kids' creativity. Recent updates include attractive new laminate flooring throughout much of the home. Situated on two lots, the property offers plenty of outdoor space with both chain-link and privacy fencing, providing room for children, pets, and outdoor activities. A concrete driveway adds convenience, and the location is close to shopping, dining, schools, and other amenities. Move-in ready with space, flexibility, and a convenient location! Schedule your showing today.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Bungalow

Year Built

1900

Living Area

1,652 sq ft

Lot Dimensions

106x89x106x89

Parking Spaces

2

Ownership

Fee Simple

Days on Market

16

MLS® Listing#

12675110

Property Features

Cooling

Central Air

Heating

Natural Gas

Basement

UnfinishedPartial

Parking

Driveway

Lot Features

Corner Lot

Construction

Vinyl Siding

Foundation

BlockOther

Roof

Asphalt

Community

ParkPoolTennis Court(s)LakeSidewalksStreet Lights

Sewer

Public Sewer

Water Source

Public

Rooms

  • Bedroom 29X11Main
  • Bedroom 38X13Main
  • Bedroom 4
  • Dining Room
  • Family Room
  • Kitchen11X18Main
  • Laundry10X13Main
  • Living Room16X16Main
  • Master Bedroom12X9Main
  • Office13X10Main

Financial Details

Annual Taxes

$1,275

Tax year 2024

Parcel Number

0731204002

Directions

Broadway to South 21st Street to College, to South 20th Street, home on corner

Affordability Calculator

$20,500

Estimated monthly payment

$546/mo

Principal $82,000 · Est. interest $114,397 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Mt Vernon, IL

$301,613
Median Listing Price
43
Median Days on Market
1,896
Median Sq Ft
$140
Median Price / Sq Ft
148
Active Listings
  • This home’s price is 66% below the area median.
  • Its price per sq ft is 56% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Mt Vernon, IL.

Location

Map showing the location of 401 S 20th Street, Mt Vernon, IL 62864

Points of Interest in Mt Vernon, IL

Showing the Mt Vernon area map.

Nearby Schools

  • Zadok Casey Middle School

    Secondary · 0.2 mi away

  • Andy Hall Early Childhood Center

    School · 0.2 mi away

  • St Mary's Parochial School

    School · 0.4 mi away

  • Mt Vernon Primary Center

    Elementary · 0.5 mi away

  • Mount Vernon City Schools District 80

    School · 0.7 mi away

  • Mt Vernon Primary Center

    Elementary · 0.8 mi away

  • Mt. Vernon High School

    Secondary · 0.9 mi away

  • Franklin School

    School · 1.1 mi away

  • J L Buford Intermediate Ed Ctr

    Elementary · 1.1 mi away

  • J. L. Buford Elementary School

    Elementary · 1.2 mi away

  • Mt Vernon Alternative School

    Secondary · 1.6 mi away

  • Mt Vernon Christian School

    School · 2.1 mi away

  • Bethel Grade School

    Elementary · 2.4 mi away

  • Mt. Vernon Township High School

    Secondary · 2.6 mi away

  • Summersville Grade School

    Elementary · 2.8 mi away

  • McClellan Elementary School

    Elementary · 4.0 mi away

  • Dodds Elementary School

    Elementary · 4.6 mi away

  • Woodlawn Grade School

    Elementary · 6.6 mi away

  • Woodlawn Unit School District

    Secondary · 6.7 mi away

  • Opdyke-Belle Rive Grade School

    Elementary · 7.7 mi away

Commute Calculator

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Nearby Homes

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Similar Home Values

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Moving Cost Estimate

EXIT Agents in Mt Vernon

Midwest Real Estate Data logo

Listing Courtesy: C21 All Pro Real Estate - 6182429850

Based on information submitted to the MLS GRID as of 2026-06-11. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: 2026-06-11

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by MRED. MLS® Listing#12675110. © 2026EXIT Realty®. All rights reserved.