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9103 Bay Drive, Chattanooga, TN 37416

None · Hamilton County

Key Facts

4Beds
3Baths
2,126Sq Ft
1975Year Built
0.94Lot (acres)
2Garage

Description

Welcome to 9103 Bay Drive -- where space, functionality, and location come together in the heart of Harrison. This renovated split-level home offers over 2,100 square feet with 4 bedrooms and 2.5 bathrooms designed for both everyday comfort and entertaining. The main level features 3 bedrooms, including the primary suite, along with a functional layout that flows easily for daily living. The kitchen offers an abundance of cabinet and countertop space with room to gather, prep, and host with ease. Just off the kitchen, the spacious living areas create a warm and inviting flow throughout the home with flexible space for entertaining, relaxing, or everyday living. Downstairs, you'll find a large finished living area being used as a 4th bedroom along with a half bathroom, making it ideal for guests, a teen or in-law suite, home office, or bonus space. There is also an additional unfinished room in the basement, offering great storage or future expansion potential. Step outside and enjoy nearly an acre of property with a long driveway providing ample parking and convenience for multiple vehicles, guests, or recreational use. Located just minutes from Chickamauga Lake, residents also enjoy community lake access along with nearby boating, fishing, kayaking, marinas, parks, and waterfront dining. Conveniently located in Harrison, you'll enjoy a quieter setting while still being close to grocery stores, restaurants, schools, Highway 58, and an easy drive to downtown Chattanooga. Whether you're searching for space to spread out, room to entertain, or a home near the lake and outdoor recreation--this home delivers it all.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Split Foyer

Year Built

1975

Living Area

2,126 sq ft

Lot Size

0.94 acres

Lot Dimensions

230X207.9

Garage Spaces

2

MLS® Listing#

1534782

Property Features

Interior

Ceiling Fan(s)Entrance FoyerGranite CountersKitchen IslandWalk-In Closet(s)

Exterior

Private YardDock

Appliances

RefrigeratorMicrowaveElectric RangeDishwasher

Cooling

Central AirElectricCeiling Fan(s)

Heating

CentralElectric

Flooring

CarpetVinyl

Fireplace

Living Room

Basement

FinishedFullUnfinished

Parking

ConcreteDrivewayGarageGarage Faces SideAttached

Laundry

Laundry RoomMain Level

Patio

CoveredPatioPorch

Fencing

None

Lot Features

Level

Construction

Brick

Foundation

Block

Roof

AsphaltShingle

Community

Lake

Utilities

Cable AvailableElectricity AvailableWater Available

Sewer

Septic Tank

Water Source

Public

Rooms

  • First
  • BathroomSecond
  • BathroomFirst
  • BedroomFirst
  • BedroomFirst
  • BedroomSecond
  • DenFirst
  • KitchenFirst
  • Living RoomFirst
  • Master BedroomFirst

Schools

Elementary:
Harrison Elementary
Middle:
Brown Middle
High:
Central High School

Financial Details

HOA

None

Annual Taxes

$1,291

Parcel Number

112p D 017

Directions

to follow

Affordability Calculator

$79,800

Estimated monthly payment

$2,124/mo

Principal $319,200 · Est. interest $445,312 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Chattanooga, TN

$371,348
Median Listing Price
68
Median Days on Market
1,720
Median Sq Ft
$222
Median Price / Sq Ft
1,808
Active Listings
  • This home’s price is 7% above the area median.
  • Its price per sq ft is 15% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Chattanooga, TN.

Location

Map showing the location of 9103 Bay Drive, Chattanooga, TN 37416

Getting Around

Walk
Bike

Points of Interest in Chattanooga, TN

Showing the Chattanooga area map.

Nearby Schools

  • Brown Middle School

    Secondary · 0.9 mi away

  • Harrison Elementary School

    Elementary · 0.9 mi away

  • Central High School

    Secondary · 1.0 mi away

  • Lakeside Elementary School

    Elementary · 2.2 mi away

  • Lakeside Park

    School · 2.3 mi away

  • Washington School

    School · 2.6 mi away

  • Hamilton County Government Education Department

    School · 2.9 mi away

  • Hunter Middle School

    Elementary · 3.4 mi away

  • Big Ridge Elementary School

    Elementary · 3.5 mi away

  • Wallace A. Smith Elementary

    Elementary · 3.5 mi away

  • Tyner Middle Academy

    School · 3.7 mi away

  • Tyner Academy

    School · 3.8 mi away

  • Silverdale Baptist Academy

    School · 3.8 mi away

  • Bess T Shepherd Elementary School

    Elementary · 4.0 mi away

  • Hillcrest Elementary School

    Elementary · 4.1 mi away

  • Family Christian Academy

    School · 4.3 mi away

  • Hixson Middle School

    Secondary · 4.7 mi away

  • Hixson High School

    Secondary · 4.8 mi away

  • Hickory Valley Christian Church

    School · 4.8 mi away

  • Hamilton County Collegiate High at Chattanooga State

    Secondary · 4.9 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Chattanooga

Listing Courtesy: Keller Williams Realty - 4236641600

Presented by: Rachel C Bruner

Listings courtesy of Greater Chattanooga Association of Realtors. This IDX information is provided exclusively for consumers’ personal, non-commercial use. This information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed accurate by the MLS.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by Greater Chattanooga REALTORS®. MLS® Listing#1534782. © 2026EXIT Realty®. All rights reserved.