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7636 Crystal Beach, Rapid City, MI 49676

PERSON'S HARBOR · Kalkaska County

Key Facts

3Beds
2Baths
1,660Sq Ft
1935Year Built
0.12Lot (acres)
2Stories

Description

Welcome to your Torch Lake Sandbar getaway, where golden sandy beaches, crystal-clear turquoise water, and unforgettable lake days await! This 3BR, 1.5BA waterfront home offers 66 feet of prime sandy Torch Lake frontage. The beautiful north-facing lake views and a shallow sandy entry perfect for swimming and family beach days. Located just east of the Torch River Bridge and walk out distant from the famous Torch Lake Sandbar, this property offers easy access to one of Northern Michigan’s most sought-after destinations and the incredible Chain of Lakes lifestyle. Enjoy your private golden beach, with bonfires, sunsets, and endless days on the water. The dock is included for easy boating access. Inside, the home offers a warm and inviting layout with gorgeous original wood floors throughout the main living areas and bedrooms. The living room and dining area provide comfortable spaces for gathering, while the heated all-season room offers a spectacular lake view and additional living space perfect for morning coffee, working from home, or enjoying rainy afternoons while still taking in the beauty of Torch Lake. The three bedrooms and updated full bath are thoughtfully separated down the hall from the main living spaces. Upstairs provides additional potential with open unfinished space, a half bath, and laundry area with washer and dryer. Additional features include a proven short-term rental history, paved driveway for easy parking, and south-facing solar panels that help offset energy costs, with recent electric bills are extremely low. Whether you’re searching for a year-round residence, vacation retreat, or waterfront investment, this Torch Lake property offers the location, lifestyle, and memories that make Northern Michigan so special.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Year Built

1935

Stories

2

Living Area

1,660 sq ft

Lot Size

0.12 acres

Lot Dimensions

66x77

Days on Market

6

MLS® Listing#

1947812

Property Features

Interior

Walk-In Closet(s)Pantry

Exterior

Dock

Appliances

RefrigeratorDishwasherMicrowaveWasherDryer

Cooling

Central Air

Heating

Forced AirFireplace(s)Natural Gas

Flooring

WoodVinyl

Fireplace

Wood Burning

Basement

Crawl Space

Parking

ConcretePrivateNone

Laundry

Upper Level

Lot Features

Level

Construction

FrameVinyl Siding

Roof

Asphalt

Other Structures

None

Community

NoneSidewalks

Utilities

Cable Connected

Water Source

Private

Schools

Elementary:
Rapid City Elementary School
Middle:
Kalkaska Middle School
High:
Kalkaska High School

Financial Details

HOA

Yes

Assessed Value

$300,129

Parcel Number

004-450-006-00

Directions

Crystal Beach Rd just east of the Torch River Bridge on the waterside.

Affordability Calculator

$370,000

Estimated monthly payment

$9,846/mo

Principal $1,480,000 · Est. interest $2,064,732 over 30 yrs

Location

Map showing the location of 7636 Crystal Beach, Rapid City, MI 49676

Points of Interest in Rapid City, MI

Showing the Rapid City area map.

Nearby Schools

  • Rapid City Elementary School

    Elementary · 2.4 mi away

  • Elk Rapids High School

    Secondary · 4.4 mi away

  • Cherryland Middle School

    Secondary · 4.6 mi away

  • Elk Rapids Public School

    Secondary · 4.6 mi away

  • Elk Rapids Schools

    Elementary · 4.7 mi away

  • Elk Rapids Schools

    Elementary · 6.2 mi away

  • Old Mission Peninsula School

    Elementary · 9.7 mi away

  • Kalkaska Middle School

    Secondary · 10.1 mi away

  • John R Rodger Elementary School

    Elementary · 10.3 mi away

  • Birch Street Elementary School

    Elementary · 10.4 mi away

  • Kalkaska High School

    Secondary · 10.5 mi away

  • Bellaire Middle & High School

    Secondary · 10.6 mi away

  • Bellaire Elementary School

    Elementary · 10.6 mi away

  • Kalkaska Public Schools

    School · 10.8 mi away

  • Northside Education Center

    School · 11.1 mi away

  • Woodland School

    Elementary · 12.1 mi away

  • Traverse Bay Christian School

    School · 12.3 mi away

  • Mancelona High School

    Secondary · 12.7 mi away

  • Mancelona Elementary School

    Elementary · 13.0 mi away

  • Mancelona Public Schools

    School · 13.0 mi away

Commute Calculator

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Nearby Homes

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Moving Cost Estimate

EXIT Agents in Rapid City

Listing Courtesy: Up North Properties

The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Copyright ©2026 Northern Great Lakes REALTORS® MLS. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by NorthernGreatLakes. MLS® Listing#1947812. © 2026EXIT Realty®. All rights reserved.