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642 Lowry Lane, Seneca, SC 29678

Oconee County

Key Facts

5Beds
3Baths
3,601Sq Ft
2005Year Built
0.50Lot (acres)
2Garage

Description

Welcome to 642 Lowry Lane, Seneca, SC 29678—a rare opportunity to own an exceptional point-lot home on beautiful Lake Hartwell with year-round deep water, breathtaking views, and outstanding investment potential. Nestled on a quiet cul-de-sac in desirable Martin Creek, this spacious 5-bedroom, 3-bath home (or 4 bedrooms plus a bonus room) offers stunning lake views from nearly every room and is just minutes from Clemson by boat or car. The thoughtfully designed floor plan features a dramatic two-story great room with soaring ceilings, an open loft, and expansive windows that fill the home with natural light while showcasing the lake. The main-level primary suite is a peaceful retreat with a cedar-lined walk-in closet, jetted garden tub, separate shower, and beautiful water views. A second bedroom and full bath on the main level provide added convenience for guests or multigenerational living. Outdoor living is just as impressive, with a covered porch perfect for relaxing in the shade, plus a spacious two-tier deck overlooking the lake. The deck features a built-in hot tub (condition unknown; not used in the past two years), creating the perfect setting for entertaining or unwinding after a day on the water. The gently sloping point lot offers a paved concrete walkway leading to the dock, making lake access easy for all ages. Enjoy year-round deep water, rip-rapped shoreline, and a new two-story, two-slip aluminum double-decker dock complete with speakers and underwater lighting—everything you need to make the most of lake life. Inside, you'll find hardwood and ceramic tile flooring throughout the main living areas with carpet in the bedrooms. Additional features include a two-car garage, generous on-site parking, and a walk-in storage area beneath the home, ideal for storing all your lake toys and outdoor gear. There is also space for a utility sink, refrigerator, and an ice machine. The water line is already in place. Whether you're searching for a primary residence, vacation home, or income-producing property, this home offers incredible flexibility. With no HOA and a proven history as a successful Airbnb, it's well-suited for short-term rental income. The home may also be purchased furnished, providing a true turnkey opportunity for personal enjoyment or continued rental operation. Located just off the main channel in Martin Creek, you'll enjoy quick access to open water while still benefiting from a peaceful setting. As an added bonus, you can watch and hear Clemson game-day fireworks from the property, making evenings on the lake even more memorable. Don't miss this rare opportunity to own a turnkey Lake Hartwell waterfront home that combines spectacular views, exceptional outdoor amenities, and excellent income potential—all with no HOA.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Craftsman

Year Built

2005

Living Area

3,601 sq ft

Lot Size

0.50 acres

Garage Spaces

2

MLS® Listing#

20304055

Property Features

Cooling

Central Air

Heating

Forced Air

Flooring

CarpetHardwoodTile

Basement

None

Parking

AttachedGarage

Lot Features

Waterfront

Construction

Wood Siding

Foundation

Slab

Sewer

Septic Tank

Schools

Elementary:
Ravenel Elm
Middle:
Seneca Middle
High:
Seneca High

Financial Details

HOA

None

Parcel Number

283-00-02-028

Directions

From Martin Creek Rd, take a left onto Seneca River Rd, Then a left on to Lowry Rd. House is located at the end of the cul de sac.

Affordability Calculator

$359,800

Estimated monthly payment

$9,575/mo

Principal $1,439,200 · Est. interest $2,007,812 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Seneca, SC

$421,519
Median Listing Price
71
Median Days on Market
2,361
Median Sq Ft
$183
Median Price / Sq Ft
339
Active Listings
  • This home’s price is 327% above the area median.
  • Its price per sq ft is 174% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Seneca, SC.

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EXIT Agents in Seneca

Listing Courtesy: Monaghan Co Real Estate - 8646391188

Presented by: Desiree Roberts

This information is deemed reliable, but not guaranteed. Neither the Western Upstate Association of REALTORS® , Inc. or Western Upstate Multiple Listing Service of South Carolina, Inc., nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is responsible for verifying all information. This information is provided by the Western Upstate Association of REALTORS® , Inc. and Western Upstate Multiple Listing Service of South Carolina, Inc. for use by its members and is not intended for the use for any other purpose. Copyright ©2026 Western Upstate Association of REALTORS®, Inc. All Rights Reserved.

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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by WesternUpstateAssociationOfRealtors. MLS® Listing#20304055. © 2026EXIT Realty®. All rights reserved.