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523 S 13TH Terrace, Fernandina Beach, FL 32034

City Of Fernandina Beach · Nassau County

Key Facts

3Beds
3Baths
1,448Sq Ft
2023Year Built
0.06Lot (acres)
1Garage

Description

feel, while the chef-inspired kitchen features quartz countertops, stainless steel appliances, and a generous island that naturally becomes the gathering place for family and friends. Upstairs, spacious bedrooms provide comfort and privacy, including a serene primary suite designed for relaxation at the end of the day. With all major systems new in 2023, you'll enjoy the peace of mind and low-maintenance lifestyle today's buyers are seeking. Step outside to a raised patio and fenced backyard, creating the perfect space for morning coffee, weekend cookouts, or quiet evenings under the stars. A one-car garage and manageable lot size make everyday living simple and efficient. Perfectly positioned between downtown Fernandina Beach and Main Beach, this location makes it easy to embrace the Amelia Island lifestyle. Hop on your bike, take a golf cart ride to Centre Street for dinner, or spend the afternoon with your toes in the sand. Few locations offer this level of convenience to both the beach and downtown. Move-in ready and beautifully maintained, this home offers a rare opportunity to enjoy newer construction in one of Fernandina Beach's most desirable in-town locations. Love Where You Live.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Traditional

Year Built

2023

Living Area

1,448 sq ft

Lot Size

0.06 acres

Garage Spaces

1

Days on Market

10

MLS® Listing#

2154960

Property Features

Interior

Breakfast BarCeiling Fan(s)Eat-in KitchenEntrance FoyerKitchen IslandOpen FloorplanPantryWalk-In Closet(s)

Appliances

DishwasherElectric RangeMicrowaveRefrigerator

Cooling

Ceiling Fan(s)Central AirElectric

Heating

ElectricHeat Pump

Flooring

Tile

Parking

GarageGarage Door Opener

Laundry

Upper Level

Patio

Rear Porch

Fencing

Back Yard

Construction

Frame

Roof

Shingle

Utilities

Cable AvailableElectricity ConnectedSewer ConnectedWater ConnectedOther

Sewer

Public Sewer

Water Source

Public

Financial Details

HOA

None

Annual Taxes

$6,616

Tax year 2025

Parcel Number

000031180002410380

Directions

From 14th Street, turn west on to Fir. Turn right on to South 13th Terrace. Home is on the left!

Affordability Calculator

$109,980

Estimated monthly payment

$2,927/mo

Principal $439,920 · Est. interest $613,728 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Fernandina Beach, FL

$503,095
Median Listing Price
115
Median Days on Market
1,408
Median Sq Ft
$383
Median Price / Sq Ft
27,288
Active Listings
  • This home’s price is 9% above the area median.
  • Its price per sq ft is 1% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Fernandina Beach, FL.

Location

Map showing the location of 523 S 13TH Terrace, Fernandina Beach, FL 32034

Points of Interest in Fernandina Beach, FL

Showing the Fernandina Beach area map.

Nearby Schools

  • Southside Elementary School

    Elementary · 0.4 mi away

  • Fernandina Beach High School

    Secondary · 0.5 mi away

  • Fernandina Beach Middle School

    Secondary · 0.6 mi away

  • Nassau Virtual Franchise

    Elementary · 0.6 mi away

  • Nassau County School District

    Secondary · 0.6 mi away

  • Early Impressions Development Center

    School · 0.7 mi away

  • Ogburn School

    School · 0.8 mi away

  • St. Michael's Catholic Church

    School · 0.9 mi away

  • Emma Love Hardee Elementary

    Elementary · 1.7 mi away

  • Tree House Academy

    School · 1.8 mi away

  • Faith Christian Academy

    School · 4.4 mi away

  • Amelia Island Montessori School

    Elementary · 6.0 mi away

  • St Marys Elementary School

    Elementary · 7.1 mi away

  • Yulee Middle School

    Secondary · 8.1 mi away

  • Yulee Elementary School

    Elementary · 8.2 mi away

  • Yulee High School

    Secondary · 8.3 mi away

  • Ombudsman

    School · 8.6 mi away

  • Yulee Primary School

    Elementary · 9.4 mi away

  • St. Marys Middle School

    Secondary · 9.5 mi away

  • Krayons Academy

    School · 10.9 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Fernandina Beach

Listing Courtesy: SUMMER HOUSE REALTY - 9045573020

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than EXIT Realty are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by RealMLS. MLS® Listing#2154960. © 2026EXIT Realty®. All rights reserved.