
401 W 3Rd Street, Spencer, IA 51301
HUTTENLOCHERS ADDITION · Clay County
Key Facts
Description
Welcome to this beautifully updated 5-bedroom, 3-bath home, where timeless 1916 charm meets modern comfort. Filled with abundant natural light, this home showcases thoughtful design details and original character that create a warm, inviting feel from the moment you walk in. At the heart of the home is a high-end kitchen featuring sleek finishes and premium Beko appliances. The spacious layout offers generously sized bedrooms and updated bathrooms, while preserving the craftsmanship and unique touches of its era. The private primary bedroom wing is a true retreat, complete with it's own walkout to the backyard patio. Downstairs, the basement includes a second full kitchen and its own private entrance, offering excellent potential for an income-producing space, guest suite, or multi-generational living. Situated on a desirable corner lot, the property includes a private, fenced-in yard that's perfect for relaxing or hosting gatherings. With its bright interiors, charming character, and stylish updates, this home is truly one of a kind!
Property Information
Property Type
Residential
Sub-Type
Single Family Residence
Style
Ranch
Year Built
1916
Stories
1
Living Area
5,602 sq ft
Lot Size
0.30 acres
Lot Dimensions
100x132
Garage Spaces
2
Days on Market
94
MLS® Listing#
260246
Property Features
Appliances
Cooling
Heating
Basement
Parking
Construction
Sewer
Water Source
Schools
- District:
- Spencer
Financial Details
Annual Taxes
$3,762
Tax year 2024
Parcel Number
963713227012
Affordability Calculator
$95,980
Estimated monthly payment
$2,554/mo
Principal $383,920 · Est. interest $535,603 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in Spencer, IA
- $237,931
- Median Listing Price
- 77
- Median Days on Market
- 1,533
- Median Sq Ft
- $136
- Median Price / Sq Ft
- 51
- Active Listings
- This home’s price is 102% above the area median.
- Its price per sq ft is 37% below the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in Spencer, IA.
Location
- 401 W 3Rd Street, Spencer, IA 51301
Points of Interest in Spencer, IA
Showing the Spencer area map.
Nearby Schools
Spencer Community Schools
School · 0.4 mi away
Johnson Elementary
Elementary · 0.5 mi away
Lincoln Elementary School
Elementary · 0.6 mi away
Sacred Heart School
School · 0.7 mi away
Jefferson Head Start
School · 0.8 mi away
Spencer High School
Secondary · 0.9 mi away
Fairview Elementary School
Elementary · 1.1 mi away
Spencer Middle School
Secondary · 1.3 mi away
Iowa Great Lakes Lutheran School
Secondary · 1.7 mi away
Clay Central Everly Community School District
Elementary · 8.7 mi away
Clay Central-Everly Elementary School
Elementary · 8.8 mi away
Safari Child Care Center
School · 12.3 mi away
Ruthven-Ayrshire Community School District
Elementary · 12.6 mi away
Okoboji Elementary School
Elementary · 12.6 mi away
Okoboji High School
Secondary · 12.6 mi away
Graettinger-Terril Elementary School
Elementary · 14.5 mi away
Okoboji Middle School
Elementary · 15.8 mi away
Hartley Melvin Sanborn Community School District
School · 16.5 mi away
Hartley-Melvin-Sanborn High School
Secondary · 17.1 mi away
Northwest Iowa School of Taxidermy
Secondary · 18.3 mi away
Commute Calculator
Nearby Homes
Similar Homes Nearby
Similar Home Values
Comparable nearby listings and their asking prices.
| Address | Price | Beds | Baths | Sq Ft |
|---|---|---|---|---|
| 1107 W 4th Street, Spencer, IA | $350,000 | 5 | 4 | 2,128 |
| 1725 1st Avenue E, Spencer, IA | $369,500 | 5 | 3 | 3,004 |
| 1012 W 11Th Street, Spencer, IA | $374,900 | 5 | 4 | 2,943 |
| 924 1st Avenue SW, Spencer, IA | $389,900 | 5 | 3 | 2,913 |
Moving Cost Estimate
EXIT Agents in Spencer
Listing Courtesy: EXIT Realty Midwest- Spencer/Emmetsburg - PRIM: (712) 363-0287















