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425 E 12th Streets, Spencer, IA 51301

Clay County

Key Facts

2Beds
1Baths
972Sq Ft
1920Year Built
0.14Lot (acres)
1Garage
2Stories

Description

Not a challenge for the Handyman. Ideal property for TLC skills. Two bedroom, two story and too good to pass up.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

1.5 STORY

Year Built

1920

Stories

2

Living Area

972 sq ft

Lot Size

0.14 acres

Lot Dimensions

43 X 142

Garage Spaces

1

Days on Market

65

MLS® Listing#

260365

Property Features

Heating

Natural GasForced Air

Basement

Full

Parking

Detached

Lot Features

Corner Lot

Construction

BlockStucco

Sewer

Public Sewer

Water Source

Public

Schools

District:
Spencer

Financial Details

Annual Taxes

$612

Tax year 2026

Parcel Number

9636 07 255 013

Affordability Calculator

$7,000

Estimated monthly payment

$186/mo

Principal $28,000 · Est. interest $39,062 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Spencer, IA

$237,931
Median Listing Price
78
Median Days on Market
1,533
Median Sq Ft
$136
Median Price / Sq Ft
51
Active Listings
  • This home’s price is 85% below the area median.
  • Its price per sq ft is 74% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Spencer, IA.

Location

Map showing the location of 425 E 12th Streets, Spencer, IA 51301

Getting Around

Walk
Bike

Somewhat Walkable

Walk Score details ↗

Points of Interest in Spencer, IA

Showing the Spencer area map.

Nearby Schools

  • Jefferson Head Start

    School · 0.2 mi away

  • Fairview Elementary School

    Elementary · 0.2 mi away

  • Spencer Middle School

    Secondary · 0.5 mi away

  • Spencer Community Schools

    School · 0.5 mi away

  • Spencer High School

    Secondary · 0.7 mi away

  • Sacred Heart School

    School · 0.7 mi away

  • Iowa Great Lakes Lutheran School

    Secondary · 0.8 mi away

  • Johnson Elementary

    Elementary · 1.0 mi away

  • Lincoln Elementary School

    Elementary · 1.5 mi away

  • Clay Central-Everly Elementary School

    Elementary · 9.3 mi away

  • Clay Central Everly Community School District

    Elementary · 9.6 mi away

  • Safari Child Care Center

    School · 11.6 mi away

  • Okoboji Elementary School

    Elementary · 11.9 mi away

  • Okoboji High School

    Secondary · 12.0 mi away

  • Ruthven-Ayrshire Community School District

    Elementary · 12.0 mi away

  • Graettinger-Terril Elementary School

    Elementary · 13.5 mi away

  • Okoboji Middle School

    Elementary · 15.1 mi away

  • Hartley Melvin Sanborn Community School District

    School · 17.0 mi away

  • Northwest Iowa School of Taxidermy

    Secondary · 17.6 mi away

  • Hartley-Melvin-Sanborn High School

    Secondary · 17.6 mi away

Commute Calculator

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Nearby Homes

Similar Homes Nearby

Similar Home Values

Comparable nearby listings and their asking prices.

AddressPriceBedsBathsSq Ft
410 E 12th, Spencer, IA$30,00011111,925

Moving Cost Estimate

EXIT Agents in Spencer

Listing Courtesy: Century 21 ProLink - PRIM: 712-260-1197

Presented by: John Goede

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Iowa Great Lakes Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Iowa Great Lakes Board of REALTORS®. All rights reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by IowaGL. MLS® Listing#260365. © 2026EXIT Realty®. All rights reserved.