
95 Phillip Street, Bay Saint Louis, MS 39520
Metes And Bounds · Hancock County
Key Facts
Description
Discover this beautifully maintained duplex built in 2021, offering a perfect blend of modern comfort, coastal charm, and income potential. Each unit features 3 spacious bedrooms and 2.5 bathrooms, making it ideal for full-time living, short-term rentals, or a combination of both. Located in a golf cart-friendly community just minutes from downtown Bay St. Louis and the beach, this property is ideally situated for enjoying the best of coastal living. Whether you're strolling to local shops and restaurants or cruising the shoreline, convenience is at your doorstep. Both units offer stylish interiors with stainless steel appliances, open-concept living areas, and abundant natural light. Step outside to enjoy front and back balconies, including a 2nd-story balcony perfect for soaking in the tranquil water views. Additional features of the property include: Unit B is equipped with a cargo lift for added accessibility, Covered golf cart storage under the home, Fenced yard - great for pets or added privacy, Proven successful short-term rental history, Option to live in one unit and rent the other for added income. Whether you're looking for a savvy investment, a vacation retreat, or a full-time residence with rental income potential, this turn-key duplex checks every box. Don't miss this opportunity to own a piece of paradise in beautiful Bay St. Louis!
Property Information
Property Type
Residential
Sub-Type
Duplex
Structure Type
Multi Family
Year Built
2021
Stories
2
Living Area
3,000 sq ft
Lot Size
0.13 acres
Lot Dimensions
76 x 79 x 76 x 79
Garage Spaces
1
Parking Spaces
10
Days on Market
262
MLS® Listing#
4145666
Property Features
Interior
Exterior
Appliances
Cooling
Heating
Parking
Laundry
Patio
Fencing
Lot Features
Construction
Foundation
Roof
Other Structures
Community
Utilities
Sewer
Water Source
Schools
- Elementary:
- Waveland
- Middle:
- Bay St. Louis Middle
- High:
- Bay St Louis
- District:
- Bay St. Louis Waveland Dist
Financial Details
Annual Taxes
$3,313
Tax year 2025
Parcel Number
149c-0-20-090.001
Directions
Traveling East on Highway 90, Take a Left Turn At the Red Light onto Beach Blvd. Take an Immediate Left onto Phillip Street. Duplex is Located on the Right Hand Side.
Affordability Calculator
$189,000
Estimated monthly payment
$5,030/mo
Principal $756,000 · Est. interest $1,054,687 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in Bay Saint Louis, MS
- $380,000
- Median Listing Price
- 90
- Median Days on Market
- 1,527
- Median Sq Ft
- $255
- Median Price / Sq Ft
- 186
- Active Listings
- This home’s price is 149% above the area median.
- Its price per sq ft is 24% above the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in Bay Saint Louis, MS.
Location
Points of Interest in Bay Saint Louis, MS
Showing the Bay Saint Louis area map.
Nearby Schools
North Bay Elementary School
Elementary · 0.4 mi away
Bay St. Louis-Waveland School District
School · 0.5 mi away
Crossroads Learning Center
School · 0.5 mi away
Holy Trinity Catholic School
Elementary · 0.8 mi away
Our Lady Academy
School · 0.9 mi away
St Stanislaus College
School · 0.9 mi away
North Bay Elementary
Elementary · 1.4 mi away
Bay Waveland Middle School
Secondary · 1.4 mi away
Bay High School
Secondary · 1.5 mi away
Pass Christian High School
Secondary · 3.4 mi away
Waveland Elementary School
Elementary · 3.5 mi away
Pass Christian Middle School
Secondary · 4.3 mi away
Pass Christian Elementary School
Elementary · 4.3 mi away
Pass Christian School District
School · 5.1 mi away
Delisle Elementary School
Elementary · 5.1 mi away
Doyle Moffett Head Start
School · 5.1 mi away
Pineville Elementary School
Elementary · 7.0 mi away
St Vincent de Paul Catholic School
School · 7.5 mi away
Coast Episcopal School
Elementary · 7.5 mi away
East Hancock Elementary School
Elementary · 7.6 mi away
Commute Calculator
Nearby Homes
Similar Homes Nearby
Similar Home Values
Comparable nearby listings and their asking prices.
| Address | Price | Beds | Baths | Sq Ft |
|---|---|---|---|---|
| 4166 Old Lazy River Road, Bay Saint Louis, MS | $662,500 | 5 | 4 | 2,700 |
| 842 Deer Drive, Bay Saint Louis, MS | $895,000 | 5 | 4 | 3,104 |
| 10051 Cain Road, Bay Saint Louis, MS | $925,000 | 6 | 4 | 4,000 |
| 95 Phillip Street, Bay Saint Louis, MS | $945,000 | 6 | 6 | 3,000 |
| 4009 Borneo Street, Bay Saint Louis, MS | $950,000 | 5 | 3 | 2,525 |
| 6191 Clermont Boulevard, Bay Saint Louis, MS | $975,000 | 6 | 3 | 2,520 |
Moving Cost Estimate
EXIT Agents in Bay Saint Louis
Listing Courtesy: Navigator Real Estate, LLC. - 2283424012
Presented by: Katy M Aime

















