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95PhillipSt-3
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95 Phillip Street, Bay Saint Louis, MS 39520

Metes And Bounds · Hancock County

Key Facts

6Beds
6Baths
3,000Sq Ft
2021Year Built
0.13Lot (acres)
1Garage
2Stories

Description

Discover this beautifully maintained duplex built in 2021, offering a perfect blend of modern comfort, coastal charm, and income potential. Each unit features 3 spacious bedrooms and 2.5 bathrooms, making it ideal for full-time living, short-term rentals, or a combination of both. Located in a golf cart-friendly community just minutes from downtown Bay St. Louis and the beach, this property is ideally situated for enjoying the best of coastal living. Whether you're strolling to local shops and restaurants or cruising the shoreline, convenience is at your doorstep. Both units offer stylish interiors with stainless steel appliances, open-concept living areas, and abundant natural light. Step outside to enjoy front and back balconies, including a 2nd-story balcony perfect for soaking in the tranquil water views. Additional features of the property include: Unit B is equipped with a cargo lift for added accessibility, Covered golf cart storage under the home, Fenced yard - great for pets or added privacy, Proven successful short-term rental history, Option to live in one unit and rent the other for added income. Whether you're looking for a savvy investment, a vacation retreat, or a full-time residence with rental income potential, this turn-key duplex checks every box. Don't miss this opportunity to own a piece of paradise in beautiful Bay St. Louis!

Property Information

Property Type

Residential

Sub-Type

Duplex

Structure Type

Multi Family

Year Built

2021

Stories

2

Living Area

3,000 sq ft

Lot Size

0.13 acres

Lot Dimensions

76 x 79 x 76 x 79

Garage Spaces

1

Parking Spaces

10

Days on Market

262

MLS® Listing#

4145666

Property Features

Interior

Master DownstairsCeiling Fan(s)Crown MoldingHigh CeilingsKitchen IslandRecessed Lighting

Exterior

BalconyPrivate Entrance

Appliances

Free-Standing Electric RangeMicrowaveRefrigeratorWine Refrigerator

Cooling

Ceiling Fan(s)Central AirElectric

Heating

CentralElectric

Parking

DrivewayGolf Cart GarageGuestOn SiteConcrete

Laundry

InsideLaundry Closet

Patio

Front PorchRear Porch

Fencing

Gate

Lot Features

City LotLevelNear Golf CourseViewsWaterfront

Construction

HardiPlank Type

Foundation

Raised

Roof

Metal

Other Structures

Second GarageSecond Residence

Community

Fishing

Utilities

Electricity ConnectedSewer ConnectedWater Connected

Sewer

Public Sewer

Water Source

Public

Schools

Elementary:
Waveland
Middle:
Bay St. Louis Middle
High:
Bay St Louis
District:
Bay St. Louis Waveland Dist

Financial Details

Annual Taxes

$3,313

Tax year 2025

Parcel Number

149c-0-20-090.001

Directions

Traveling East on Highway 90, Take a Left Turn At the Red Light onto Beach Blvd. Take an Immediate Left onto Phillip Street. Duplex is Located on the Right Hand Side.

Affordability Calculator

$189,000

Estimated monthly payment

$5,030/mo

Principal $756,000 · Est. interest $1,054,687 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Bay Saint Louis, MS

$380,000
Median Listing Price
90
Median Days on Market
1,527
Median Sq Ft
$255
Median Price / Sq Ft
186
Active Listings
  • This home’s price is 149% above the area median.
  • Its price per sq ft is 24% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Bay Saint Louis, MS.

Location

Map showing the location of 95 Phillip Street, Bay Saint Louis, MS 39520

Points of Interest in Bay Saint Louis, MS

Showing the Bay Saint Louis area map.

Nearby Schools

  • North Bay Elementary School

    Elementary · 0.4 mi away

  • Bay St. Louis-Waveland School District

    School · 0.5 mi away

  • Crossroads Learning Center

    School · 0.5 mi away

  • Holy Trinity Catholic School

    Elementary · 0.8 mi away

  • Our Lady Academy

    School · 0.9 mi away

  • St Stanislaus College

    School · 0.9 mi away

  • North Bay Elementary

    Elementary · 1.4 mi away

  • Bay Waveland Middle School

    Secondary · 1.4 mi away

  • Bay High School

    Secondary · 1.5 mi away

  • Pass Christian High School

    Secondary · 3.4 mi away

  • Waveland Elementary School

    Elementary · 3.5 mi away

  • Pass Christian Middle School

    Secondary · 4.3 mi away

  • Pass Christian Elementary School

    Elementary · 4.3 mi away

  • Pass Christian School District

    School · 5.1 mi away

  • Delisle Elementary School

    Elementary · 5.1 mi away

  • Doyle Moffett Head Start

    School · 5.1 mi away

  • Pineville Elementary School

    Elementary · 7.0 mi away

  • St Vincent de Paul Catholic School

    School · 7.5 mi away

  • Coast Episcopal School

    Elementary · 7.5 mi away

  • East Hancock Elementary School

    Elementary · 7.6 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Bay Saint Louis

Listing Courtesy: Navigator Real Estate, LLC. - 2283424012

Presented by: Katy M Aime

IDX information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by MLS United. MLS® Listing#4145666. © 2026EXIT Realty®. All rights reserved.