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128 S Wells Street, Panama City Beach, FL 32413

Miramar Heights · Bay County

Key Facts

3Beds
2Baths
950Sq Ft
1970Year Built
0.17Lot (acres)
1Garage

Description

Beautifully maintained coastal home in a quiet, golf cart-friendly community just 0.3 miles from the beach! This 3-bedroom, 1.5-bath home offers the perfect blend of comfort, low maintenance, and outdoor living. Enjoy quartz countertops in the kitchen and main bathroom, custom cabinets to the ceiling, stainless steel appliances (microwave, electric stove, dishwasher, and French door refrigerator), and vinyl plank flooring throughout with textured walls and ceilings. The property is designed for easy living with maintenance-free landscaping, featuring river rock, lush perennials, and seven palm trees. Relax in your private backyard oasis complete with a fish pond and fountain, fire pit, and a 10x12 gazebo overlooking a spacious 408 sq ft paver patio--perfect for entertaining or enjoying the coastal breeze. On many days, you can even hear the waves. The fully fenced backyard includes a 6-ft privacy fence with two walk-through gates and a 10-ft drive-through gate. With no neighbors behind or to the north and protected land beyond, you'll enjoy rare privacy and peaceful surroundings. Additional highlights include: Hurricane impact windows with Smart Sun features and grids. 16x24 garage with space for a car, golf cart, and storage. Private Outdoor shower (6x6) with built-in seating. RV electric hookup and extended driveway. Ample parking for boats, jet skis, RV, and multiple vehicles. Storage shed and large lot with room for a pool. Well irrigation system for landscaping. Updated bathroom vanities and medicine cabinets. Matching ceiling fans, upgraded baseboards, and fresh paint. Vinyl siding in excellent condition. Annual termite and pest maintenance. Located in a quiet, established neighborhood with no short-term rentals allowed (6 months + 1 day minimum), this home offers a peaceful lifestyle just minutes from the beach--walk there in minutes or bike in under two.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Coastal

Year Built

1970

Living Area

950 sq ft

Lot Size

0.17 acres

Lot Dimensions

120x60

Garage Spaces

1

Days on Market

65

MLS® Listing#

789345

Property Features

Interior

Soaking Tub

Exterior

Outdoor Shower

Appliances

Electric Range

Cooling

Central Air

Heating

Central

Flooring

Vinyl

Patio

Porch

Fencing

FullFencedPrivacy

Construction

Vinyl Siding

Roof

Shingle

Windows

Storm Window(s)

Sewer

Public Sewer

Rooms

  • Bedroom12.1 x 11.7First
  • Bedroom12.7 x 8.9First
  • Bedroom9 x 13.7First

Schools

Elementary:
West Bay
Middle:
Surfside
High:
Arnold

Financial Details

HOA

None

Annual Taxes

$1,088

Tax year 2025

Parcel Number

38243-000-000

Directions

East on HWY 98, right on South Wells St. property will be on your right.

Affordability Calculator

$79,000

Estimated monthly payment

$2,102/mo

Principal $316,000 · Est. interest $440,848 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City Beach, FL

$472,027
Median Listing Price
115
Median Days on Market
1,451
Median Sq Ft
$353
Median Price / Sq Ft
31,335
Active Listings
  • This home’s price is 16% below the area median.
  • Its price per sq ft is 18% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.

Location

Map showing the location of 128 S Wells Street, Panama City Beach, FL 32413

Points of Interest in Panama City Beach, FL

Showing the Panama City Beach area map.

Nearby Schools

  • PCB Academy

    School · 1.8 mi away

  • Surfside Middle School

    Secondary · 4.3 mi away

  • West Bay Elementary School

    Elementary · 4.8 mi away

  • Hutchison Beach Elementary School

    Elementary · 5.4 mi away

  • Surfside Kids Academy

    School · 5.8 mi away

  • Arnold Pre K

    Secondary · 6.1 mi away

  • Ohana Institute

    School · 6.5 mi away

  • JR Arnold High School

    Secondary · 6.5 mi away

  • Breakfast Point Academy

    School · 6.8 mi away

  • Primary Prep School

    Elementary · 7.6 mi away

  • St Bernadette Early Childhood Development Center

    School · 7.9 mi away

  • Twisted Fork Culinary Classroom

    School · 9.0 mi away

  • Learning Tree II-Child Development Center

    School · 9.5 mi away

  • Stacey's Fun in the Sun Preschool 2 Inc.

    School · 9.5 mi away

  • Patronis Elementary School

    Elementary · 10.2 mi away

  • Dune Lakes Elementary School

    Elementary · 12.2 mi away

  • Lucille Moore Elementary School

    Elementary · 12.9 mi away

  • St Andrew School

    School · 13.4 mi away

  • Gulf Coast School for Autism

    School · 13.4 mi away

  • Bacot Academy

    School · 13.5 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Panama City Beach

Listing Courtesy: EXP Realty LLC - 8888838509

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Central Panhandle Association of REALTORS®. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by CentralPanhandleAssociationOfRealtors. MLS® Listing#789345. © 2026EXIT Realty®. All rights reserved.