
128 S Wells Street, Panama City Beach, FL 32413
Miramar Heights · Bay County
Key Facts
Description
Beautifully maintained coastal home in a quiet, golf cart-friendly community just 0.3 miles from the beach! This 3-bedroom, 1.5-bath home offers the perfect blend of comfort, low maintenance, and outdoor living. Enjoy quartz countertops in the kitchen and main bathroom, custom cabinets to the ceiling, stainless steel appliances (microwave, electric stove, dishwasher, and French door refrigerator), and vinyl plank flooring throughout with textured walls and ceilings. The property is designed for easy living with maintenance-free landscaping, featuring river rock, lush perennials, and seven palm trees. Relax in your private backyard oasis complete with a fish pond and fountain, fire pit, and a 10x12 gazebo overlooking a spacious 408 sq ft paver patio--perfect for entertaining or enjoying the coastal breeze. On many days, you can even hear the waves. The fully fenced backyard includes a 6-ft privacy fence with two walk-through gates and a 10-ft drive-through gate. With no neighbors behind or to the north and protected land beyond, you'll enjoy rare privacy and peaceful surroundings. Additional highlights include: Hurricane impact windows with Smart Sun features and grids. 16x24 garage with space for a car, golf cart, and storage. Private Outdoor shower (6x6) with built-in seating. RV electric hookup and extended driveway. Ample parking for boats, jet skis, RV, and multiple vehicles. Storage shed and large lot with room for a pool. Well irrigation system for landscaping. Updated bathroom vanities and medicine cabinets. Matching ceiling fans, upgraded baseboards, and fresh paint. Vinyl siding in excellent condition. Annual termite and pest maintenance. Located in a quiet, established neighborhood with no short-term rentals allowed (6 months + 1 day minimum), this home offers a peaceful lifestyle just minutes from the beach--walk there in minutes or bike in under two.
Property Information
Property Type
Residential
Sub-Type
Single Family Residence
Style
Coastal
Year Built
1970
Living Area
950 sq ft
Lot Size
0.17 acres
Lot Dimensions
120x60
Garage Spaces
1
Days on Market
65
MLS® Listing#
789345
Property Features
Interior
Exterior
Appliances
Cooling
Heating
Flooring
Patio
Fencing
Construction
Roof
Windows
Sewer
Rooms
- Bedroom12.1 x 11.7First
- Bedroom12.7 x 8.9First
- Bedroom9 x 13.7First
Schools
- Elementary:
- West Bay
- Middle:
- Surfside
- High:
- Arnold
Financial Details
HOA
None
Annual Taxes
$1,088
Tax year 2025
Parcel Number
38243-000-000
Directions
East on HWY 98, right on South Wells St. property will be on your right.
Affordability Calculator
$79,000
Estimated monthly payment
$2,102/mo
Principal $316,000 · Est. interest $440,848 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in Panama City Beach, FL
- $472,027
- Median Listing Price
- 115
- Median Days on Market
- 1,451
- Median Sq Ft
- $353
- Median Price / Sq Ft
- 31,335
- Active Listings
- This home’s price is 16% below the area median.
- Its price per sq ft is 18% above the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.
Location
Points of Interest in Panama City Beach, FL
Showing the Panama City Beach area map.
Nearby Schools
PCB Academy
School · 1.8 mi away
Surfside Middle School
Secondary · 4.3 mi away
West Bay Elementary School
Elementary · 4.8 mi away
Hutchison Beach Elementary School
Elementary · 5.4 mi away
Surfside Kids Academy
School · 5.8 mi away
Arnold Pre K
Secondary · 6.1 mi away
Ohana Institute
School · 6.5 mi away
JR Arnold High School
Secondary · 6.5 mi away
Breakfast Point Academy
School · 6.8 mi away
Primary Prep School
Elementary · 7.6 mi away
St Bernadette Early Childhood Development Center
School · 7.9 mi away
Twisted Fork Culinary Classroom
School · 9.0 mi away
Learning Tree II-Child Development Center
School · 9.5 mi away
Stacey's Fun in the Sun Preschool 2 Inc.
School · 9.5 mi away
Patronis Elementary School
Elementary · 10.2 mi away
Dune Lakes Elementary School
Elementary · 12.2 mi away
Lucille Moore Elementary School
Elementary · 12.9 mi away
St Andrew School
School · 13.4 mi away
Gulf Coast School for Autism
School · 13.4 mi away
Bacot Academy
School · 13.5 mi away
Commute Calculator
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Moving Cost Estimate
EXIT Agents in Panama City Beach
Listing Courtesy: EXP Realty LLC - 8888838509
















