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112 Sand Oak Boulevard, Panama City Beach, FL 32413

Whisper Dunes · Bay County

Key Facts

3Beds
3Baths
1,749Sq Ft
2009Year Built
2Garage

Description

Welcome to 112 Sand Oak Boulevard, a beautifully maintained home in the highly desirable Whisper Dunes community on the west end of Panama City Beach. Offering 1,749 square feet of thoughtfully designed living space, this 3-bedroom, 2.5-bath villa features a versatile upstairs loft that can easily serve as a home office, media room, playroom, or additional guest space. The open-concept floor plan creates an inviting atmosphere for everyday living and entertaining, with abundant natural light flowing throughout the main living areas. The spacious owner's suite provides a private retreat and includes a rare convenience--a stackable washer and dryer located directly within the primary bathroom. An additional full-size laundry area upstairs means you'll never have to carry laundry between floors again. Upstairs, two guest bedrooms share easy access to the loft and secondary bath, creating a functional layout that offers both privacy and flexibility. Outside, enjoy the low-maintenance lifestyle Whisper Dunes is known for, with beautifully maintained common areas and community amenities. Ideally located just minutes from the sugar-white beaches of the Gulf, Pier Park, dining, shopping, entertainment, and the scenic communities of 30A, this home combines comfort, convenience, and coastal living in one exceptional package. Whether you're searching for a primary residence, second home, or investment opportunity, 112 Sand Oak Boulevard offers a unique blend of functionality and location in one of Panama City Beach's most sought-after west-end neighborhoods.

Property Information

Property Type

Residential

Year Built

2009

Living Area

1,749 sq ft

Lot Dimensions

64'x69'

Garage Spaces

2

Days on Market

45

MLS® Listing#

790817

Property Features

Interior

Double VanityWalk-In Closet(s)

Appliances

Washer/Dryer StackedElectric RangeElectric Water Heater

Cooling

Central AirCeiling Fan(s)

Heating

CentralElectric

Pool

FencedGuniteIn GroundCommunity

Parking

Additional ParkingGarageGarage Door Opener

Patio

PatioEnclosedCoveredPorch

Fencing

Partial

Lot Features

Paved

Construction

BlockHardiPlank TypeStucco

Foundation

Slab

Roof

Shingle

Windows

Double Pane Windows

Community

Pool

Utilities

Cable ConnectedElectricity Available

Sewer

Public Sewer

Rooms

  • 15 x 11First
  • 19 x 18First
  • 10 x 8First
  • Bedroom12 x 10Second
  • Bedroom12 x 11Second
  • Dining Room11 x 9First
  • Great Room18 x 12First
  • Kitchen11 x 9First
  • Loft15 x 12Second

Schools

Elementary:
West Bay
Middle:
Surfside
High:
Arnold

Financial Details

HOA

Yes

Annual Taxes

$3,860

Tax year 2025

Parcel Number

35350-142-000

Directions

From Pier Park, head west on PCB Parkway (US-98). Continue approximately 4 miles. Turn right into the Whisper Dunes entrance off of US-98. Follow the roundabout to the the left exit (3rd exit), and the home is the 3rd on the right-hand side.

Affordability Calculator

$77,980

Estimated monthly payment

$2,075/mo

Principal $311,920 · Est. interest $435,156 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City Beach, FL

$471,320
Median Listing Price
117
Median Days on Market
1,450
Median Sq Ft
$353
Median Price / Sq Ft
31,383
Active Listings
  • This home’s price is 17% below the area median.
  • Its price per sq ft is 37% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.

Location

Map showing the location of 112 Sand Oak Boulevard, Panama City Beach, FL 32413

Points of Interest in Panama City Beach, FL

Showing the Panama City Beach area map.

Nearby Schools

  • PCB Academy

    School · 3.5 mi away

  • Ohana Institute

    School · 4.9 mi away

  • West Bay Elementary School

    Elementary · 5.2 mi away

  • Surfside Middle School

    Secondary · 5.9 mi away

  • Hutchison Beach Elementary School

    Elementary · 7.0 mi away

  • Surfside Kids Academy

    School · 7.4 mi away

  • Arnold Pre K

    Secondary · 7.8 mi away

  • JR Arnold High School

    Secondary · 8.1 mi away

  • Breakfast Point Academy

    School · 8.4 mi away

  • Primary Prep School

    Elementary · 9.2 mi away

  • St Bernadette Early Childhood Development Center

    School · 9.6 mi away

  • Dune Lakes Elementary School

    Elementary · 10.5 mi away

  • Twisted Fork Culinary Classroom

    School · 10.6 mi away

  • Learning Tree II-Child Development Center

    School · 11.1 mi away

  • Stacey's Fun in the Sun Preschool 2 Inc.

    School · 11.1 mi away

  • Patronis Elementary School

    Elementary · 11.8 mi away

  • Emerald Coast Middle School

    Secondary · 12.9 mi away

  • Seaside Neighborhood School

    Elementary · 12.9 mi away

  • The Preschool at Point Washington

    School · 13.4 mi away

  • Bay Elementary School

    Elementary · 13.4 mi away

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EXIT Agents in Panama City Beach

Listing Courtesy: Think Real Estate - 8502704200

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Central Panhandle Association of REALTORS®. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by CentralPanhandleAssociationOfRealtors. MLS® Listing#790817. © 2026EXIT Realty®. All rights reserved.