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102 SE 7th St, Spencer, IA 51301

Clay County

Key Facts

3Beds
1+1Baths
816Sq Ft
1900Year Built
0.07Lot (acres)
1Garage

Description

Welcome to 102 7th Street SE in Spencer! This charming 1.5-story frame home offers 3 bedrooms and 1 full bathroom with a functional and inviting layout. Recent updates include all new flooring throughout, creating a fresh and modern feel. The kitchen features new stainless steel appliances. The main level provides comfortable living space, while the upper level offers additional bedrooms and flexibility for a variety of needs. Combining character with thoughtful updates, this move-in-ready home is ready for its next owner. Conveniently located near local amenities, this is a property you won't want to miss. Schedule your private showing today! Listing agent is related to the seller. Seller is a licensed realtor. Seller will pay for a one year home warranty at closing.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

1 1/2 Story

Year Built

1900

Living Area

816 sq ft

Lot Size

0.07 acres

Garage Spaces

1

Ownership

Single Family

Days on Market

19

MLS® Listing#

833540

Property Features

Cooling

Window Unit(s)

Heating

Natural GasForced Air

Basement

Unfinished

Parking

ConcreteAttached

Construction

Vinyl Siding

Roof

Shingle

Sewer

Public Sewer

Water Source

Public

Rooms

  • Bathroom 1Main
  • Bathroom 2Second
  • Bedroom 1Second
  • Bedroom 2Second
  • Bedroom 3Second
  • Dining RoomMain
  • KitchenMain
  • LaundryBasement

Schools

Elementary:
Spencer
Middle:
Spencer
High:
Spencer

Financial Details

Annual Taxes

$1,126

Tax year 2024

Parcel Number

963618334001

Directions

GPS

Affordability Calculator

$26,800

Estimated monthly payment

$713/mo

Principal $107,200 · Est. interest $149,554 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Spencer, IA

$237,931
Median Listing Price
77
Median Days on Market
1,533
Median Sq Ft
$136
Median Price / Sq Ft
51
Active Listings
  • This home’s price is 44% below the area median.
  • Its price per sq ft is 21% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Spencer, IA.

Location

Map showing the location of 102 SE 7th St, Spencer, IA 51301

Getting Around

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Points of Interest in Spencer, IA

Showing the Spencer area map.

Nearby Schools

  • Lincoln Elementary School

    Elementary · 0.5 mi away

  • Spencer High School

    Secondary · 0.8 mi away

  • Spencer Community Schools

    School · 0.9 mi away

  • Jefferson Head Start

    School · 1.2 mi away

  • Johnson Elementary

    Elementary · 1.2 mi away

  • Sacred Heart School

    School · 1.4 mi away

  • Fairview Elementary School

    Elementary · 1.5 mi away

  • Spencer Middle School

    Secondary · 1.6 mi away

  • Iowa Great Lakes Lutheran School

    Secondary · 2.0 mi away

  • Clay Central Everly Community School District

    Elementary · 8.6 mi away

  • Clay Central-Everly Elementary School

    Elementary · 9.3 mi away

  • Ruthven-Ayrshire Community School District

    Elementary · 12.1 mi away

  • Safari Child Care Center

    School · 12.9 mi away

  • Okoboji Elementary School

    Elementary · 13.2 mi away

  • Okoboji High School

    Secondary · 13.3 mi away

  • Graettinger-Terril Elementary School

    Elementary · 14.7 mi away

  • Okoboji Middle School

    Elementary · 16.4 mi away

  • Hartley Melvin Sanborn Community School District

    School · 17.0 mi away

  • Hartley-Melvin-Sanborn High School

    Secondary · 17.6 mi away

  • Sioux Central Community School District

    Secondary · 17.8 mi away

Commute Calculator

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Nearby Homes

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Similar Home Values

Comparable nearby listings and their asking prices.

Moving Cost Estimate

EXIT Agents in Spencer

Listing Courtesy: Gateway Real Estate Advisors

Presented by: Emmaily Kurth

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange of the Northwest Iowa Regional Board of REALTORS®. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information Deemed Reliable But Not Guaranteed. Copyright ©2026 Northwest Iowa Regional Board of REALTORS®. All rights reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by NorthwestIA. MLS® Listing#833540. © 2026EXIT Realty®. All rights reserved.