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61 Top Ridge Trail, White Lake, NY 12786

The Chapin Estate · Sullivan County

Key Facts

5Beds
6Baths
9,100Sq Ft
2008Year Built
11.11Lot (acres)
2Garage

Description

A mere two hours from New York City, The Top Ridge Retreat offers a rare combination of modern elegance, natural beauty, and complete privacy within the exclusive 2,500-acre gated community of The Chapin Estate. Set on more than eleven acres, this contemporary residence delivers a refined lifestyle designed for comfort, sophistication, and seamless indoor-outdoor living. Inside, the layout balances openness with intimacy. The home is offered fully furnished, with carefully curated furniture and artwork included to complement its contemporary design and elevate the overall living experience. The primary suite includes a private sitting area, fireplace, and spa-like bath, creating a true sanctuary. Additional bedrooms are spacious and well-appointed for guests. A sunken living room and library—each with a fireplace—add warmth and architectural interest, while a dedicated gym, massage room, and wellness area enhance the home’s retreat-like atmosphere. Every element of the home has been thoughtfully crafted. With 205 oversized windows, natural light fills each space and creates a continuous connection to the surrounding forest. The expansive chef’s kitchen and dining room overlook the saltwater Gunite pool, pool house, and a fully equipped indoor/outdoor kitchen featuring a fireplace, pizza oven, and dining gazebo—an ideal setting for effortless entertaining. A short stroll from the pool leads to a world-class tennis court with its own cabana, offering resort-level recreation right at home. The residence is built with uncompromising attention to quality. Features include a 12-zone radiant and solar heating system, a 12-ton central air conditioning system, custom cabinetry, and bespoke tile work throughout. From the solid wood doors to the precision-crafted finishes, every detail reflects a commitment to excellence. Life within The Chapin Estate offers unmatched access to nature and amenities. The community spans more than 2,500 acres of pristine forest and borders an additional 14,000 acres of protected conservation land. Residents enjoy miles of hiking, biking, and snowshoe trails; freshwater reservoirs and trout streams; concierge services; security patrols; and a members-only Lake Club. From within the community, owners have direct access to both Toronto Reservoir and Swinging Bridge Reservoir, ideal for boating, kayaking, fishing, and quiet days on the water. Just one mile away, the Chatwal Lodge provides elevated dining and hospitality. Located in the hamlet of White Lake, part of historic Bethel—home of the 1969 Woodstock concert—this region is rich with culture and recreation. The Bethel Woods Center for the Arts offers world-class performances and a renowned museum. Nearby, the Monticello Motor Club provides a premier private automotive experience. Farm-to-table dining, boutique cafés, craft breweries, lake activities, skiing, and endless outdoor adventures complete the lifestyle. A true escape from city life, The Top Ridge Retreat delivers privacy, beauty, and resort-style amenities in one of Sullivan County’s most coveted luxury communities. This is contemporary living at its finest—without the stress of the Long Island Expressway.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Contemporary

Year Built

2008

Living Area

9,100 sq ft

Lot Size

11.11 acres

Garage Spaces

2

Days on Market

108

MLS® Listing#

967444

Property Features

Interior

Built-in FeaturesCathedral Ceiling(s)Double VanityEat-in KitchenHigh Speed InternetKitchen IslandNatural WoodworkOpen FloorplanSoaking TubStorageWalk-In Closet(s)

Exterior

BalconyGas GrillLightingTennis Court(s)

Appliances

CooktopDishwasherDryerMicrowaveOvenRangeRefrigeratorWasher

Cooling

Central Air

Heating

OilRadiant Floor

Basement

FinishedFullWalk-Out Access

Pool

In GroundOutdoor PoolSalt WaterPrivate

Parking

Driveway

Patio

Patio

Lot Features

Back YardLandscapedLevelPrivateWooded

Construction

Stucco

Security

Gated CommunitySecurity System

Other Structures

CabanaOutdoor KitchenPool House

Community

ClubhouseFitness CenterGatedPlaygroundPoolTennis Court(s)

Utilities

Cable ConnectedElectricity ConnectedPhone ConnectedPropaneUnderground UtilitiesWater Connected

Sewer

Septic Tank

Water Source

PublicPrivateWell

Schools

Elementary:
George L Cooke School
Middle:
Robert J Kaiser Middle School
High:
Monticello High School

Financial Details

HOA

$4,000 / Annually

Annual Taxes

$24,417

Assessed Value

$470,000

Parcel Number

2000-055-E-0002-043-000

Directions

Take 17B to 55W. Gatehouse is located 1.5 miles on Left.

Affordability Calculator

$695,000

Estimated monthly payment

$18,495/mo

Principal $2,780,000 · Est. interest $3,878,347 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in White Lake, NY

$611,111
Median Listing Price
44
Median Days on Market
1,534
Median Sq Ft
$363
Median Price / Sq Ft
310
Active Listings
  • This home’s price is 469% above the area median.
  • Its price per sq ft is 5% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in White Lake, NY.

Location

Map showing the location of 61 Top Ridge Trail, White Lake, NY 12786

Points of Interest in White Lake, NY

Showing the White Lake area map.

Nearby Schools

  • Cornelius Duggan School

    School · 3.5 mi away

  • Monticello High School

    Secondary · 6.5 mi away

  • Robert J Kaiser Middle School

    Secondary · 6.5 mi away

  • Kenneth L Rutherford School

    Elementary · 6.7 mi away

  • Eldred Central School

    Secondary · 7.4 mi away

  • Sullivan County Boces

    School · 7.4 mi away

  • Monticello Central School District

    School · 7.4 mi away

  • George L Cooke School

    Elementary · 7.7 mi away

  • Hebrew Day School

    School · 9.5 mi away

  • Sullivan West Central School District

    Secondary · 9.5 mi away

  • Viznitz Institutions

    School · 10.1 mi away

  • George Ross MacKenzie Elementary School

    Elementary · 10.1 mi away

  • Homestead School

    Secondary · 11.3 mi away

  • Twin Bridge Play School

    School · 11.8 mi away

  • Sullivan West Central School

    Elementary · 12.0 mi away

  • Sullivan County Boces

    School · 12.0 mi away

  • Liberty Elementary School

    Elementary · 12.7 mi away

  • Yeshiva Gedolah Zichron Moshe School

    School · 12.7 mi away

  • Liberty Middle School

    Secondary · 12.8 mi away

  • Liberty High School

    Secondary · 12.9 mi away

Commute Calculator

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Nearby Homes

Similar Homes Nearby

Similar Home Values

Comparable nearby listings and their asking prices.

AddressPriceBedsBathsSq Ft
49 Greenridge Avenue, White Plains, NY$2,650,000966,098
95 Jersey Avenue, Greenwood Lake, NY$3,200,000545,920

Moving Cost Estimate

EXIT Agents in White Lake

Listing Courtesy: Chapin Sotheby's Intl Rlty - 8455834900

Presented by: Christine B Vande Vrede

The data relating to real estate for sale on this website comes in part from the Internet Data exchange of OneKey MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 OneKey MLS. All Rights Reserved
Fair Housing Notice

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by HGAR. MLS® Listing#967444. © 2026EXIT Realty®. All rights reserved.