Skip to content
Photo 1 of 34
Photo 1 of 34 — 4300 Bay Point Road 402, Panama City Beach, FL 32408
View all 34 photos

4300 Bay Point Road 402, Panama City Beach, FL 32408

Bay Point Golf Villas · Bay County

Key Facts

3Beds
4Baths
1,420Sq Ft
1980Year Built

Description

Freshly renovated and move-in ready, this three-bedroom, three-bath two-story golf villa is located in the highly sought-after Bay Point community. Rarely available, these specific villas allow for short-term rentals, making this an excellent opportunity for both homeowners and investors. Every detail has been thoughtfully updated to provide modern comfort while maintaining a timeless appeal. This one stands out and is turn key! The interior has been freshly painted throughout in Sherwin Williams Alabaster and Repose Gray, creating a clean and inviting backdrop. Popcorn ceilings have been removed and replaced with a smooth Level 5 finish, giving the home a more contemporary look and feel. Updated light fixtures, door knobs, and hinges further enhance the interior, while cordless blinds on the first floor and room-darkening drapes in the upstairs bedrooms add both style and function. The main level features a bright open layout with flexible living space. A newly added set of barn doors allows the downstairs living area to be used as a private office, den, or third bedroom, making the home adaptable to a variety of needs. A full bathroom on this level provides additional convenience for guests or multi-generational living. The kitchen is equipped with brand new WiFi-enabled appliances, including a whisper-quiet 46-decibel dishwasher. Just off the kitchen is a laundry area with a 2024 washer and dryer set included. Upstairs, two bedrooms and two full bathrooms provide private retreats for family and guests. The hallway features a spacious walk-in closet, offering ample storage rarely found in similar villas. Both bathrooms have been freshly updated to reflect the home's modern finishes. In 2023, a new HVAC system was installed along with sliding glass doors on the second floor, adding efficiency, comfort, and peace of mind for the new owner. This villa is as practical as it is stylish. Beyond the interior upgrades, it offers desirable functionality for everyday living and for use as a vacation rental property. Its thoughtful design balances open gathering areas with private bedroom spaces, making it ideal for both entertaining and relaxation. Bay Point is known as one of the premier gated communities in the area, offering resort-style amenities, golf, and a vibrant marina lifestyle. This villa is located within walking distance of the marina, giving owners easy access to boating, fishing, and dining. The combination of location, condition, and rental flexibility makes this property a rare find in today's market. The Bay Point Golf Villas HOA provides residents with a low-maintenance lifestyle by including valet trash service, water, and sewer in the monthly dues. Exterior insurance coverage, building maintenance, and professional landscaping and groundskeeping are also included, ensuring the community remains beautifully maintained and hassle-free for owners. Whether you are looking for a full-time residence, a second home, or a short-term rental investment, this renovated golf villa at Bay Point is ready to welcome its next owner. Schedule your private showing today and experience the lifestyle this property has to offer.

Property Information

Property Type

Residential

Sub-Type

Condominium

Style

N/A

Year Built

1980

Living Area

1,420 sq ft

Days on Market

272

MLS® Listing#

986524

Property Features

Interior

Pantry

Exterior

Balcony

Appliances

CooktopDishwasherMicrowaveElectric Water HeaterElectric Oven

Cooling

Central AirCeiling Fan(s)Electric

Heating

CentralElectric

Flooring

TileCarpet

Pool

None

Patio

PatioEnclosed

Construction

Stucco

Roof

CompositionShingle

Security

Smoke Detector(s)

Community

GatedGolfTennis Court(s)

Utilities

Cable AvailableUnderground UtilitiesElectricity Available

Sewer

Public Sewer

Water Source

Public

Rooms

  • Bedroom18 x 12First
  • Dining Room10 x 12First
  • Kitchen11 x 9First
  • Living Room34 x 13First
  • Master Bedroom20 x 13First

Schools

Elementary:
Patronis
Middle:
Surfside
High:
Arnold

Financial Details

HOA

$1,698 / Quarterly

Assessed Value

$1,698

Parcel Number

31259-202-000

Directions

From US-98/Emerald Coast Pkwy turn south onto Armstrong Cir., merge onto FL-79 N/N Arnold Rd., turn right onto Pay Pkwy, continue onto Philip Griffitts Sr Pkwy, turn left onto US-98 E Back Beach Rd./Panama City Beach Pkwy, turn right onto Thomas Dr., turn left onto Front Beach Rd., take the exit onto Pay Point Rd and property will be on the right.

Affordability Calculator

$57,400

Estimated monthly payment

$1,528/mo

Principal $229,600 · Est. interest $320,312 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City Beach, FL

$472,027
Median Listing Price
115
Median Days on Market
1,451
Median Sq Ft
$353
Median Price / Sq Ft
31,335
Active Listings
  • This home’s price is 39% below the area median.
  • Its price per sq ft is 43% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.

Location

Map showing the location of 4300 Bay Point Road 402, Panama City Beach, FL 32408

Points of Interest in Panama City Beach, FL

Showing the Panama City Beach area map.

Nearby Schools

  • St Andrew School

    School · 2.2 mi away

  • Patronis Elementary School

    Elementary · 2.4 mi away

  • Lucille Moore Elementary School

    Elementary · 2.5 mi away

  • St. Andrew School at Oakland Terrace

    Elementary · 2.6 mi away

  • Oakland Terrace School for the Arts

    School · 2.6 mi away

  • St John Catholic School

    School · 2.6 mi away

  • Renaissance School International

    School · 2.7 mi away

  • Gulf Coast School for Autism

    School · 3.3 mi away

  • Bay Virtual Instruction Program (District Provided)

    Secondary · 3.4 mi away

  • Bay District Schools

    School · 3.4 mi away

  • Palm Bay Preparatory Academy

    Elementary · 3.4 mi away

  • Panama City Christian School

    School · 3.4 mi away

  • North Bay Haven Charter Academy

    School · 3.4 mi away

  • Central High School

    Secondary · 3.5 mi away

  • Bacot Academy

    School · 3.5 mi away

  • Covenant Christian School

    School · 3.5 mi away

  • Twisted Fork Culinary Classroom

    School · 3.6 mi away

  • Northside Elementary School

    Elementary · 3.8 mi away

  • Pre School

    School · 3.8 mi away

  • Jinks Middle School

    Secondary · 3.8 mi away

Commute Calculator

Travel mode

Nearby Homes

Similar Homes Nearby

Similar Home Values

Comparable nearby listings and their asking prices.

Moving Cost Estimate

EXIT Agents in Panama City Beach

Listing Courtesy: EXP Realty LLC - 8504602900

IDX property data is provided exclusively for consumers’ personal, non-commercial use, and IDX data may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS. IDX data provided by the Emerald Coast Association of Realtors.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by EmeraldCoast. MLS® Listing#986524. © 2026EXIT Realty®. All rights reserved.