91 Cobia Street, Destin, FL 32541
CRYSTAL BEACH · Okaloosa County
Key Facts
Description
Just one block from the sugar-white sands of the Gulf, 91 Cobia Street offers the perfect blend of coastal luxury and exceptional investment potential in Destin's highly sought-after Crystal Beach community with 120K in rental income booked for 2026. This beautifully renovated beach home features six bedrooms and three-and-a-half bathrooms across more than 2,500 square feet, providing ample space for large gatherings and vacation guests. Inside, the home showcases stylish upgrades including new flooring, quartz countertops, and a bright open-concept layout designed for effortless entertaining. Large living and dining spaces flow seamlessly together, creating an inviting atmosphere perfect for hosting family and friends after a day at the beach. Step outside to your own private resort-style setting, complete with a brand-new pool, outdoor kitchen, and a rare private pickleball court--amenities that help the property stand out in the highly competitive Destin vacation rental market. Multiple porches and balconies offer the perfect place to unwind in the coastal breeze while enjoying Crystal Beach's relaxed charm. With its unbeatable one-block walk to the beach and close proximity to Destin's top dining, shopping, and entertainment, the property is ideally positioned for both personal enjoyment and strong rental performance. Whether you're seeking a luxury vacation retreat, a turnkey income-producing property, or the best of both worlds, 91 Cobia Street presents an exceptional opportunity along the Emerald Coast.
Property Information
Property Type
Residential
Sub-Type
Single Family Residence
Style
Beach House
Year Built
1996
Living Area
2,542 sq ft
Lot Dimensions
50 x 150
Parking Spaces
8
Zoning
Resid Single Family
Days on Market
133
MLS® Listing#
997307
Property Features
Interior
Exterior
Appliances
Cooling
Heating
Flooring
Pool
Patio
Lot Features
Construction
Roof
Windows
Security
Community
Utilities
Sewer
Water Source
Rooms
- 7 x 6First
- Bedroom13 x 13First
- Bedroom13 x 11First
- Kitchen18 x 13First
- Laundry9 x 7First
- Living Room24 x 14First
- Master Bathroom14 x 13First
- Master Bedroom15 x 13First
Schools
- Elementary:
- Destin
- Middle:
- Destin
- High:
- Destin
Financial Details
Annual Taxes
$12,708
Tax year 2025
Parcel Number
00-2S-22-0580-0024-0150
Directions
From Crystal Beach Drive, take a left on Luke Avenue. Then, take a right on Cobia Street. The home will be on the left. There is a for sale sign out front.
Affordability Calculator
$365,000
Estimated monthly payment
$9,713/mo
Principal $1,460,000 · Est. interest $2,036,830 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in Destin, FL
- $640,217
- Median Listing Price
- 116
- Median Days on Market
- 1,500
- Median Sq Ft
- $461
- Median Price / Sq Ft
- 715
- Active Listings
- This home’s price is 185% above the area median.
- Its price per sq ft is 56% above the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in Destin, FL.
Location
Points of Interest in Destin, FL
Showing the Destin area map.
Nearby Schools
Destin Middle School
Secondary · 1.1 mi away
Destin High School
Secondary · 1.6 mi away
Gateway Academy
School · 3.9 mi away
Asheford Institute of Antiques
School · 4.2 mi away
Destin Elementary School
Elementary · 4.5 mi away
Bluewater Elementary School
Elementary · 7.3 mi away
Naval School Explosive Ordnance Disposal
School · 8.5 mi away
Niceville Head Start
School · 8.6 mi away
Addie R Lewis School
Elementary · 8.7 mi away
St. Paul Lutheran Church and School of Niceville
School · 9.1 mi away
James E. Plew Elementary School
Elementary · 9.3 mi away
Niceville High School
Secondary · 9.4 mi away
Eglin Elementary School
Elementary · 9.4 mi away
Ashnick Academy
School · 9.5 mi away
Emerald Coast Middle School
School · 9.5 mi away
Van R Butler Elementary School
Elementary · 9.5 mi away
Emerald Coast Autism Center
School · 9.9 mi away
Niceville High School
Secondary · 10.0 mi away
Kids Discovery
School · 10.0 mi away
C. W. Ruckel Middle School
Secondary · 10.1 mi away
Commute Calculator
Nearby Homes
Similar Homes Nearby
Similar Home Values
Comparable nearby listings and their asking prices.
| Address | Price | Beds | Baths | Sq Ft |
|---|---|---|---|---|
| 4459 Clipper Cove, Destin, FL | $1,300,000 | 5 | 5 | 2,378 |
| 56 Terra Cotta Way, Destin, FL | $1,300,000 | 5 | 4 | 3,832 |
| 230 Kono Way, Destin, FL | $1,339,000 | 6 | 4 | 2,600 |
| 4596 Paradise Isle, Destin, FL | $1,394,000 | 6 | 6 | 2,756 |
| 4594 Nautical Court, Destin, FL | $1,395,000 | 5 | 3 | 3,354 |
| 4621 Paradise Isle, Destin, FL | $1,425,000 | 5 | 5 | 2,875 |
Moving Cost Estimate
EXIT Agents in Destin
Listing Courtesy: Keller Williams Realty Destin - 8506542900