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94825 Overseas Hwy #281, Key Largo, FL 33037

KEY LARGO OCEAN RESORT CO · Monroe County

Key Facts

4Beds
4Baths
2,574Sq Ft
2020Year Built

Description

A Rare Opportunity Awaits! If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available. Welcome to Key Largo Ocean Resort (KLOR)—a vibrant, gated oceanfront community that has evolved from a modest trailer park co-op into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience. This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers: • A generous open layout • A dedicated laundry room • A charming peek-a-boo ocean view • Ample covered space downstairs for your boat, golf cart, and outdoor gear Whether you're seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless short-term rental setup or settle into year-round island serenity. KLOR offers an impressive array of amenities, including: ??? Full-service marina (all slips currently occupied; waiting list available) ?? Private concrete boat ramp with direct ocean access ????? Resort-style swimming pool ?????? Modern fitness center ?? Tennis and basketball courts ?? Clubhouse and more.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Year Built

2020

Living Area

2,574 sq ft

Lot Size

1,658 sq ft

Days on Market

281

MLS® Listing#

A11872673

Property Features

Exterior

BalconyLighting

Appliances

DryerDishwasherElectric RangeMicrowaveRefrigeratorWasher

Cooling

Central AirCeiling Fan(s)

Heating

Central

Flooring

Tile

Pool

NoneCommunity

Parking

Covered

Patio

Porch

Construction

Block

Roof

Metal

Windows

Blinds

Security

Gated CommunitySmoke Detector(s)Security Guard

Community

PoolGatedClubhouseStreet LightsTennis Court(s)Fitness Center

Utilities

Cable Available

Sewer

Public Sewer

Water Source

Public

Financial Details

HOA

$485 / Monthly

Annual Taxes

$5,525

Tax year 2024

Parcel Number

00483401-028100

Affordability Calculator

$188,000

Estimated monthly payment

$5,003/mo

Principal $752,000 · Est. interest $1,049,107 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Key Largo, FL

$613,636
Median Listing Price
108
Median Days on Market
1,415
Median Sq Ft
$455
Median Price / Sq Ft
1,261
Active Listings
  • This home’s price is 53% above the area median.
  • Its price per sq ft is 20% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Key Largo, FL.

Location

Map showing the location of 94825 Overseas Hwy #281, Key Largo, FL 33037

Getting Around

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Points of Interest in Key Largo, FL

Showing the Key Largo area map.

Nearby Schools

  • Dolphin Montessori Children's House

    Elementary · 0.2 mi away

  • Montessori Island School

    Elementary · 2.5 mi away

  • Ocean Studies Charter School

    Elementary · 2.5 mi away

  • Key Largo Law

    School · 4.5 mi away

  • Coral Shores High School

    Secondary · 4.6 mi away

  • Plantation Key School

    Elementary · 4.8 mi away

  • Ocean Studies Charter School

    Elementary · 5.3 mi away

  • Upper Keys Academic Connections for Excellence

    Secondary · 5.8 mi away

  • Treasure Village Montessori

    Elementary · 7.7 mi away

  • Key Largo School

    Elementary · 9.9 mi away

  • Dolphin Montessori Childrens House

    Elementary · 10.0 mi away

  • Island Community Church

    School · 11.1 mi away

  • The Academy at Ocean Reef

    School · 21.5 mi away

  • Abl Dade Juvenile Residential Facility

    School · 22.7 mi away

  • Miami Community Charter School

    Secondary · 27.8 mi away

  • Ebenezer Christian School

    Elementary · 27.8 mi away

  • Lawrence Academy

    School · 27.8 mi away

  • Avant Schools of Excellence

    School · 27.8 mi away

  • CCLC at South Dade

    School · 27.9 mi away

  • First Assembly Christian Academy

    School · 27.9 mi away

Commute Calculator

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Nearby Homes

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Similar Home Values

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Moving Cost Estimate

EXIT Agents in Key Largo

Listing Courtesy: RE/MAX All Keys Real Estate - 3054510060

Information deemed reliable but not guaranteed. Information is provided, in part, by Greater Miami MLS. This information being provided is for consumer's personal, non-commercial use and may not be used for any other purpose other than to identify prospective properties consumers may be interested in purchasing.
This information being provided is for consumer's personal, non-commercial use and may not be used for any other purpose other than to identify prospective properties consumers may be interested in purchasing.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by MiamiAssociationOfRealtors. MLS® Listing#A11872673. © 2026EXIT Realty®. All rights reserved.