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401 SW CROSS Street, Mt Sterling, IL 62353

None · Brown County

Key Facts

4Beds
3Baths
2,767Sq Ft
2Garage

Description

An amazing historic home in Mount Sterling with so much character. From the moment you arrive, you’ll appreciate the craftsmanship that defines this residence, featuring original woodwork, beautiful built-in cabinetry, classic doors, and hardwood floors throughout. The main living spaces are warm and inviting, showcasing beamed ceilings, detailed trim, and a seamless flow between rooms perfect for both everyday living and entertaining. The spacious kitchen offers tons of functional space and style, highlighted by great cabinetry, generous counter space, and a convenient eat-at bar that opens to the dining area. Upstairs, the bedrooms are generously sized and filled with natural light. A newly renovated bathroom provides modern convenience while remaining easily accessible from all bedrooms. This home also offers the peace of mind that comes with numerous major updates already completed, including a new roof (2021), new siding (2022), new electrical upgrades and bedroom renovation (2021), and a new boiler installed in 2023. These significant improvements compliment the home’s historic charm and add long-term value.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Living Area

2,767 sq ft

Lot Dimensions

120x120

Garage Spaces

2

Days on Market

85

MLS® Listing#

CA1041418

Property Features

Cooling

Window Unit(s)

Heating

BaseboardHot Water

Basement

PartialUnfinished

Parking

Detached

Lot Features

Corner LotLevel

Construction

BrickVinyl Siding

Roof

Shingle

Sewer

Public Sewer

Water Source

Public

Rooms

  • Basement
  • Bedroom 114x14Main
  • Bedroom 215x18Upper
  • Bedroom 316x17Upper
  • Bedroom 425x13Upper
  • Kitchen12x18Main

Schools

High:
Brown County High School

Financial Details

HOA

Yes

Annual Taxes

$5,666

Tax year 2024

Parcel Number

05-17-133-006

Directions

Located on SW Cross St

Affordability Calculator

$49,900

Estimated monthly payment

$1,328/mo

Principal $199,600 · Est. interest $278,460 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Mt Sterling, IL

$221,818
Median Listing Price
45
Median Days on Market
1,845
Median Sq Ft
$120
Median Price / Sq Ft
135
Active Listings
  • This home’s price is 12% above the area median.
  • Its price per sq ft is 25% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Mt Sterling, IL.

Location

Map showing the location of 401 SW CROSS Street, Mt Sterling, IL 62353

Getting Around

Walk
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Points of Interest in Mt Sterling, IL

Showing the Mt Sterling area map.

Nearby Schools

  • St Mary's School

    School · 0.4 mi away

  • Brown County Elementary School

    Elementary · 0.4 mi away

  • Brown County Middle School

    Secondary · 0.8 mi away

  • Brown County High School

    Secondary · 0.9 mi away

  • Griggsville-Perry Middle School

    Secondary · 13.8 mi away

  • Webster Elementary School

    Elementary · 14.4 mi away

  • Rushville-Industry High School

    Secondary · 14.7 mi away

  • Schuyler-Industry Schools

    Secondary · 14.7 mi away

  • Washington Elementary School

    Elementary · 14.7 mi away

  • Central High School

    Secondary · 14.8 mi away

  • Meredosia-Chambersburg Junior./Sr. High School

    Secondary · 15.5 mi away

  • Meredosia Chambersburg Elementary School

    Elementary · 15.5 mi away

  • Central Middle School

    Elementary · 15.9 mi away

  • Central Elementary School

    Elementary · 16.3 mi away

  • Grand Avenue School

    School · 17.7 mi away

  • Beardstown Christian Academy

    School · 17.9 mi away

  • Gard Elementary School

    Elementary · 18.4 mi away

  • Beardstown High School

    Secondary · 18.4 mi away

  • Griggsville-Perry High School

    Secondary · 19.1 mi away

  • Liberty Elementary School

    Elementary · 19.2 mi away

Commute Calculator

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Nearby Homes

Similar Homes Nearby

Similar Home Values

Comparable nearby listings and their asking prices.

Moving Cost Estimate

EXIT Agents in Mt Sterling

Listing Courtesy: LG Realty - 2177301253

Presented by: Lance Grady

Based on information submitted to the MLS GRID as of 2026-01-19. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

471001437

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by Capital Area Association of Realtors. MLS® Listing#CA1041418. © 2026EXIT Realty®. All rights reserved.