38 Oak Street, Deposit, NY 13754
Delaware County
Key Facts
Description
UPDATE! Seller financing may be available for qualified buyers. The seller is open to discussing owner financing and other creative financing structures, with terms subject to seller approval. Turnkey investment opportunity with exceptional flexibility! This fully furnished property is currently operating as a successful short-term rental and offers two separate units, each with its own private entrance, kitchen, bedrooms, bathrooms, and independent heating and cooling. Zoned Commercial (C-1), it is well suited for short-term rentals, long-term rentals, owner occupancy, live/work use, professional offices, or other approved commercial uses. Recent updates include modern kitchens and baths, appliances, HVAC, electrical, plumbing, flooring, and more, making this a truly move-in or rent-ready property. Conveniently located just off Route 17 (Exit 84), with easy access to the Delaware River, the Catskills, and year-round recreation, this property offers an excellent opportunity for investors and owner-users alike.
Property Information
Property Type
Residential
Sub-Type
Single Family Residence
Style
Ranch, Split Level
Year Built
1950
Stories
2
Living Area
1,336 sq ft
Lot Size
0.13 acres
Lot Dimensions
75X179
Days on Market
114
MLS® Listing#
R1666890
Property Features
Interior
Exterior
Appliances
Cooling
Heating
Flooring
Basement
Parking
Laundry
Patio
Lot Features
Construction
Foundation
Roof
Utilities
Water Source
Financial Details
Annual Taxes
$4,807
Assessed Value
$5,000
Parcel Number
367.5-1-14
Directions
From NY-17 take Exit 84 toward Deposit. Follow NY-10 (Oak Street) towards village. House is between the Deposit Motel and Honeys Cafe.
Affordability Calculator
$51,800
Estimated monthly payment
$1,379/mo
Principal $207,200 · Est. interest $289,062 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in Deposit, NY
- $309,091
- Median Listing Price
- 38
- Median Days on Market
- 1,895
- Median Sq Ft
- $139
- Median Price / Sq Ft
- 18
- Active Listings
- This home’s price is 16% below the area median.
- Its price per sq ft is 39% above the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in Deposit, NY.
Location
Getting Around
Points of Interest in Deposit, NY
Showing the Deposit area map.
Nearby Schools
Deposit Elementary School
Elementary · 0.6 mi away
Deposit Central School
School · 0.6 mi away
Deposit Middle-Senior High School
Secondary · 0.6 mi away
Hancock Elementary School
Elementary · 9.7 mi away
Hancock Middle/High School
Secondary · 9.8 mi away
Hancock Central School District
School · 9.8 mi away
Susquehanna Community School District
Elementary · 11.6 mi away
Windsor Central High School
Secondary · 11.7 mi away
Windsor Middle School
Elementary · 11.7 mi away
Boces
School · 12.7 mi away
Afton Junior/Senior High School
Secondary · 13.3 mi away
Afton Central School District
Secondary · 13.3 mi away
Afton Elementary School
Elementary · 13.3 mi away
Harpursville Central School
Elementary · 13.6 mi away
Hapursville Junior Sr High School
Secondary · 13.6 mi away
Preston School
Elementary · 14.2 mi away
Walton Central School District
Secondary · 16.5 mi away
Walton Central High School
Secondary · 16.6 mi away
Townsend Elementary School
Elementary · 16.7 mi away
Bainbridge-Guilford Central School
Secondary · 16.7 mi away
Commute Calculator
Nearby Homes
Similar Homes Nearby
Similar Home Values
Comparable nearby listings and their asking prices.
| Address | Price | Beds | Baths | Sq Ft |
|---|---|---|---|---|
| 66 Pine Street, Deposit, NY | $214,000 | 4 | 2 | 2,000 |
| 20 Clark Street, Deposit, NY | $224,900 | 4 | 2 | 2,286 |
| 276 Neale Road, Deposit, NY | $229,000 | 4 | 1 | 1,489 |
| 276 Neale Road, Deposit, NY | $229,000 | 4 | 1 | 1,489 |
| 63 Dean Street, Deposit, NY | $224,900 | 5 | 2 | 2,024 |
| 20 Center Street, Deposit, NY | $249,900 | 4 | — | 1,940 |
Moving Cost Estimate
EXIT Agents in Deposit
Listing Courtesy: Keller Williams Upstate NY Properties - 845-674-3535
Presented by: Ashley Trattner
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable by is not guaranteed accurate by the MLS.
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Fair Housing NoticeLast Updated: 2026-03-17