43 Church Street, Worcester, NY 12197
Otsego County
Key Facts
Description
Thoughtfully updated while preserving its charm, this exceptional home is filled with warmth and character. This 4-bedroom, 1-full, and 2-half bathroom property showcases striking architectural details, beautiful bay windows both upstairs and downstairs, and an effortless layout. Step inside through the mudroom into a stunning, custom post-and-beam living room anchored by a stone wood-burning fireplace with built-in shelving, recessed lighting, and rich hardwood floors. The heart of the home is the expansive kitchen, featuring soaring cathedral ceilings, granite countertops, ample storage in custom cabinetry, a center island with seating, a built-in desk area, and two ovens—perfect for hosting. This space flows into the open-concept dining room, while elegant French doors open to a versatile main-level bedroom situated near a convenient half bath (with options to complete as a full) and laundry area. Upstairs, the hallway leads to the full bathroom and three bright bedrooms, including a generous primary room that easily accommodates two king beds and features an expansive closet. Transition outdoors to a sprawling Trex deck and charming gazebo. Relax on the custom wood swing in the backyard, enjoy the peaceful sounds of the water, and take advantage of easy access directly down to Decatur Creek. The outdoor space also features a custom playhouse with swings. The property is complete with an impressive, custom-built 2-story, 2-car garage boasting ample storage, classic wainscoting, an interior electric door that closes at the top of the stairs, and a basketball hoop that opens out the top double doors. A large additional room in the back houses the wood gasifier boiler and offers extra storage. Conveniently located near I-88 for easy access to Cobleskill, Albany, Oneonta, Cooperstown, and Binghamton!
Property Information
Property Type
Residential
Sub-Type
Single Family Residence
Style
Historic Antique, Two Story
Year Built
1880
Stories
2
Living Area
3,200 sq ft
Lot Size
0.39 acres
Lot Dimensions
86X222
Garage Spaces
2
Days on Market
35
MLS® Listing#
R1687337
Property Features
Interior
Appliances
Cooling
Heating
Flooring
Basement
Parking
Laundry
Patio
Lot Features
Construction
Foundation
Roof
Other Structures
Utilities
Sewer
Water Source
Financial Details
Annual Taxes
$4,676
Assessed Value
$87,000
Parcel Number
199.17-1-38.00
Affordability Calculator
$61,800
Estimated monthly payment
$1,645/mo
Principal $247,200 · Est. interest $344,866 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in Worcester, NY
- 51
- Median Days on Market
- 1,600
- Median Sq Ft
- $125
- Median Price / Sq Ft
- 9
- Active Listings
- Its price per sq ft is 23% below the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in Worcester, NY.
Location
Points of Interest in Worcester, NY
Showing the Worcester area map.
Nearby Schools
Worcester School
School · 0.4 mi away
Schenevus Central School
School · 4.5 mi away
Otsego Area Occupational Center
School · 8.6 mi away
Charlotte Valley Central School
School · 9.7 mi away
Milford Central School
School · 10.1 mi away
Joseph B Radez Elementary School
Elementary · 10.2 mi away
Jefferson Central School
Secondary · 10.6 mi away
Cooperstown Central School
Secondary · 11.3 mi away
Cooperstown Central Elementary School
Elementary · 11.4 mi away
Cobleskill-Richmondville High School
Secondary · 12.1 mi away
Brookwood School
School · 12.5 mi away
Stamford Central School
Secondary · 14.2 mi away
George D Ryder Elementary School
Elementary · 14.3 mi away
Cobleskill Richmondville Central School
Secondary · 14.4 mi away
Sharon Springs Central School
School · 15.0 mi away
Cherry Valley-Springfield Central School District
School · 15.5 mi away
Cherry Valley Springfield Central School
Elementary · 15.5 mi away
South Kortright Central School
School · 16.9 mi away
Laurens Central School
School · 17.6 mi away
Oneonta Senior High School
Secondary · 17.6 mi away
Commute Calculator
Nearby Homes
Similar Homes Nearby
Similar Home Values
Comparable nearby listings and their asking prices.
| Address | Price | Beds | Baths | Sq Ft |
|---|---|---|---|---|
| 138 Main Street, Worcester, NY | $219,000 | 3 | 2 | 2,600 |
| 10671 State Route 7, Worcester, NY | $239,000 | 4 | 2 | 1,600 |
| 123 County Highway 37, Worcester, NY | $249,000 | 4 | 2 | 1,990 |
Moving Cost Estimate
EXIT Agents in Worcester
Listing Courtesy: Keller Williams Upstate NY Properties - 607-376-2279
Presented by: Stacey L. Camilleri
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable by is not guaranteed accurate by the MLS.
© 2026 CNYIS, Inc., GENRIS and WNYREIS All rights reserved.
Fair Housing NoticeLast Updated: 2026-06-11