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434 Belmont Avenue, Waterloo, IA 50701

MILLERS REPLAT OF BLK 5 · Black Hawk County

Key Facts

2Beds
1Baths
864Sq Ft
1929Year Built
0.03Lot (acres)
2Stories

Description

Tucked into a Waterloo neighborhood where daily life feels simple and manageable, this thoughtfully renovated townhouse offers a practical layout paired with comfortable outdoor space. From the moment you arrive, the home presents an easygoing lifestyle—one designed for low maintenance and everyday convenience. Stepping through the front door, the main level unfolds into a welcoming living room that naturally connects to the dining area and kitchen beyond. The layout encourages an easy rhythm for daily routines, whether it’s relaxing in the living space, gathering for a quick dinner, or catching up over coffee at the table. In the kitchen, recently installed appliances—including a new stove and refrigerator—provide a fresh start for meal prep while maintaining a clean, efficient workspace that supports both quick weeknight cooking and leisurely weekend mornings. Upstairs, the home’s two bedrooms offer comfortable proportions and flexibility for rest, work, or hobbies. Each space feels bright and practical, creating a quiet retreat at the end of the day. The full bathroom adds a touch of character with its carefully chosen accent tile and a glass block window that filters in soft natural light while maintaining privacy—an inviting detail that elevates the everyday routine. Out back, the home continues to surprise with a fenced courtyard-style yard designed for private outdoor living. A patio seating area creates the perfect setting for morning coffee, casual dinners, or simply unwinding in the fresh air. The fully fenced space offers both security and charm, while a dedicated parking pad at the rear provides convenient off-street parking. Fully renovated and ready for its next chapter, this Waterloo townhouse blends smart design with manageable living—an ideal option for those seeking a move-in ready home where comfort, simplicity, and thoughtful updates come together.

Property Information

Property Type

Residential

Sub-Type

Townhouse

Year Built

1929

Stories

2

Living Area

864 sq ft

Lot Size

0.03 acres

Lot Dimensions

17x80

Zoning

R-P

Days on Market

95

MLS® Listing#

20261185

Property Features

Appliances

Free-Standing RangeRefrigeratorElectric Water Heater

Cooling

Central Air

Heating

Natural Gas

Flooring

Hardwood

Fireplace

None

Basement

UnfinishedInterior Entry

Parking

None

Laundry

Lower LevelWasher HookupElectric Dryer Hookup

Patio

Patio

Construction

Brick

Roof

Membrane

Security

Smoke Detector(s)

Community

Sidewalks

Sewer

Public Sewer

Water Source

Public

Rooms

  • Lower
  • Main
  • Upper

Schools

Elementary:
Irving Elementary - Wloo
Middle:
Central Intermediate
High:
East High

Financial Details

Annual Taxes

$794

Assessed Value

$76,710

Parcel Number

891326156056

Affordability Calculator

$19,980

Estimated monthly payment

$532/mo

Principal $79,920 · Est. interest $111,496 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Waterloo, IA

53
Median Days on Market
1,433
Median Sq Ft
$126
Median Price / Sq Ft
165
Active Listings
  • Its price per sq ft is 8% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Waterloo, IA.

Location

Map showing the location of 434 Belmont Avenue, Waterloo, IA 50701

Points of Interest in Waterloo, IA

Showing the Waterloo area map.

Nearby Schools

  • Irving Elementary School

    Elementary · 0.6 mi away

  • Sacred Heart School

    School · 0.6 mi away

  • Active Minds Early Learning Academy

    School · 0.8 mi away

  • Kingsley Elementary School

    Elementary · 1.0 mi away

  • Edison Elementary School

    Elementary · 1.1 mi away

  • St Edward School

    School · 1.1 mi away

  • Immanuel Lutheran School

    School · 1.2 mi away

  • Lowell Elementary

    Elementary · 1.2 mi away

  • East High School

    Secondary · 1.5 mi away

  • West High School

    Secondary · 1.5 mi away

  • Black Hawk Elementary School

    Elementary · 1.7 mi away

  • Fred Becker Elementary School

    Elementary · 1.7 mi away

  • Blessed Sacrament

    School · 1.7 mi away

  • St John St Nicholas School

    School · 1.8 mi away

  • Kittrell Elementary School

    Elementary · 1.8 mi away

  • Lincoln Elementary School

    Elementary · 1.9 mi away

  • Castle Hill School

    School · 1.9 mi away

  • Blessed Maria Assunta Pallotta Middle School

    School · 2.0 mi away

  • Columbus High School

    Secondary · 2.0 mi away

  • Cunningham School for Excellence Elementary School Waterloo Community School District

    Elementary · 2.0 mi away

Commute Calculator

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Nearby Homes

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Moving Cost Estimate

EXIT Agents in Waterloo

Listing Courtesy: RE/MAX Concepts - Cedar Falls - 3192667100

Presented by: Lynette D Sorensen

Based on information submitted to the MLS GRID as of 2026-03-26. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by neirbr. MLS® Listing#20261185. © 2026EXIT Realty®. All rights reserved.