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92 Water Street, Laconia, NH 03246

NH-Belknap County

Key Facts

4Beds
2Baths
2,379Sq Ft
1885Year Built
0.18Lot (acres)
1Stories

Description

Rare opportunity to own waterfront property with direct boat access to Lake Winnisquam via the Winnipesaukee River. This 4 bedroom, 2 bath home offers incredible versatility, featuring 2nd floor with its own entrance, kitchen, bath, 2 bedrooms, and private driveway—ideal for extended family, guests, or potential rental income. Could easily be converted to a 2 unit. Outside, enjoy a true boater’s setup with a boathouse and five boat slips, An uncommon find at this value point. Conveniently located just minutes from downtown Laconia, It is walkable to restaurants, shops, and all the Lakes Region has to offer. This property presents a fantastic opportunity to build equity and maximize its full potential, perfect for investors or families looking to create their own waterfront retreat.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Victorian

Year Built

1885

Stories

1

Living Area

2,379 sq ft

Lot Size

0.18 acres

Zoning

UC

Days on Market

19

MLS® Listing#

5087435

Property Features

Interior

High Speed Internet

Appliances

DryerRefrigeratorMicrowaveWasherElectric CooktopDishwasher

Cooling

Wall Unit(s)

Heating

Natural GasHot Water

Flooring

CarpetLaminateVinyl

Basement

Dirt FloorWalk-Out Access

Parking

Gravel

Patio

DeckPorchCovered

Lot Features

LevelCity LotWaterfront

Construction

Vinyl SidingWood Siding

Foundation

StoneBrick/Mortar

Roof

Metal

Other Structures

OutbuildingShed(s)Boat House

Utilities

Cable AvailablePhone Available

Sewer

Public Sewer

Water Source

Public

Schools

Elementary:
Choice
Middle:
Laconia Middle School
High:
Laconia High School
District:
Laconia Sch Dst SAU #30

Financial Details

Annual Taxes

$2,393

Tax year 2025

Directions

From exit 20 on I-93 North, take Route 3 into Laconia. Take left onto Fair Street, and a right onto Water Street. House is last one on right before Landing Lane.

Affordability Calculator

$107,000

Estimated monthly payment

$2,847/mo

Principal $428,000 · Est. interest $597,098 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Laconia, NH

$601,471
Median Listing Price
85
Median Days on Market
1,708
Median Sq Ft
$360
Median Price / Sq Ft
283
Active Listings
  • This home’s price is 11% below the area median.
  • Its price per sq ft is 38% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Laconia, NH.

Location

Map showing the location of 92 Water Street, Laconia, NH 03246

Points of Interest in Laconia, NH

Showing the Laconia area map.

Nearby Schools

  • The Laconia School District

    School · 0.3 mi away

  • Holy Trinity School

    School · 0.4 mi away

  • Pleasant Street School

    Elementary · 0.7 mi away

  • Laconia Middle School

    Secondary · 0.7 mi away

  • Laconia High School

    Secondary · 0.8 mi away

  • Huot Technical Center School

    School · 0.8 mi away

  • Elm Street School

    Elementary · 2.1 mi away

  • Lakes Region Christian School

    School · 2.3 mi away

  • Belmont Early Learning Center

    School · 3.4 mi away

  • Gilford Middle School

    Secondary · 3.6 mi away

  • Gilford High School

    Secondary · 3.6 mi away

  • Southern New Hampshire University

    School · 3.8 mi away

  • Gilford Elementary School

    Elementary · 3.8 mi away

  • The Meadows

    School · 5.1 mi away

  • Belmont High School

    Secondary · 5.2 mi away

  • Heavenly Sonshine Presch

    School · 5.4 mi away

  • Laconia Christian Academy

    School · 5.6 mi away

  • Belmont Elementary School

    Elementary · 5.8 mi away

  • Sanbornton Central School

    Elementary · 5.8 mi away

  • Belmont Middle School

    Secondary · 6.0 mi away

Commute Calculator

Travel mode

Nearby Homes

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Similar Home Values

Comparable nearby listings and their asking prices.

Moving Cost Estimate

EXIT Agents in Laconia

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by NEREN. MLS® Listing#5087435. © 2026EXIT Realty®. All rights reserved.