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Photo 1 of 61: 2-web-or-mls-PANHANDLE - 3209 SWORDFISH
2-web-or-mls-PANHANDLE - 3209 SWORDFISH
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3209 Swordfish Drive, Panama City Beach, FL 32408

Bay Point Unit 1 · Bay County

Key Facts

4Beds
4Baths
2,858Sq Ft
2004Year Built
0.14Lot (acres)
2Garage
2Stories

Description

Stunning coastal retreat in Bay Point! This spacious 4-bedroom, 3.5 bath home features 2 master suites, including a luxurious primary master with a walk-in shower, relaxing soaker tub, & a private balcony overlooking Grand Lagoon! Gorgeous hardwood floors run throughout & the main level offers a dedicated office/flex space perfect for work or study. Enjoy an extra-large garage with 2 double doors, providing ample room for vehicles, storage, or hobby space. Step outside to your private pool and spa, ideal for entertaining or unwinding after a day on the water. This property blends comfort, luxury, and unbeatable views-an exceptional opportunity in a highly desirable community. HOA fees $1,650 annually All measurements approximate. Please measure if important

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Craftsman

Year Built

2004

Stories

2

Living Area

2,858 sq ft

Lot Size

0.14 acres

Lot Dimensions

143x160x195x30

Garage Spaces

2

Days on Market

204

MLS® Listing#

782215

Property Features

Interior

Double VanitySoaking TubWalk-In Closet(s)

Exterior

Balcony

Appliances

Gas RangeGas Water Heater

Cooling

Central Air

Pool

Gas HeatIn GroundSalt WaterPrivate

Patio

CoveredPatioPorch

Lot Features

Cul-De-SacPaved

Construction

Brick

Sewer

Public Sewer

Rooms

  • 26 x 26Second
  • Bedroom13 x 10Second
  • Bedroom11 x 11Second
  • Bedroom15 x 13Second

Schools

Elementary:
Patronis
Middle:
Surfside
High:
Arnold

Financial Details

HOA

Yes

Annual Taxes

$9,182

Tax year 2024

Parcel Number

31259-590-000

Directions

Thomas Drive to Magnolia and take a right into Bay Point. Second Marlin turn right. Take the 3rd left into Wahoo and immediate left onto Bonefish. Go over the bridge, and turn right on Wahoo and immediate left on Swordfish. Brick house at the end of cul-de-sac

Affordability Calculator

$191,800

Estimated monthly payment

$5,104/mo

Principal $767,200 · Est. interest $1,070,312 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City Beach, FL

$471,497
Median Listing Price
109
Median Days on Market
1,463
Median Sq Ft
$345
Median Price / Sq Ft
31,946
Active Listings
  • This home’s price is 103% above the area median.
  • Its price per sq ft is 3% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.

Location

  • 3209 Swordfish Drive, Panama City Beach, FL 32408

Getting Around

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Points of Interest in Panama City Beach, FL

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Nearby Schools

  • Patronis Elementary School

    Elementary · 2.0 mi away

  • St Andrew School

    School · 2.8 mi away

  • Lucille Moore Elementary School

    Elementary · 3.0 mi away

  • St. Andrew School at Oakland Terrace

    Elementary · 3.2 mi away

  • Oakland Terrace School for the Arts

    School · 3.2 mi away

  • St John Catholic School

    School · 3.3 mi away

  • Twisted Fork Culinary Classroom

    School · 3.3 mi away

  • Renaissance School International

    School · 3.3 mi away

  • Learning Tree II-Child Development Center

    School · 3.7 mi away

  • Stacey's Fun in the Sun Preschool 2 Inc.

    School · 3.7 mi away

  • Gulf Coast School for Autism

    School · 3.8 mi away

  • Bacot Academy

    School · 4.0 mi away

  • Covenant Christian School

    School · 4.0 mi away

  • Bay Virtual Instruction Program (District Provided)

    Secondary · 4.0 mi away

  • Bay District Schools

    School · 4.0 mi away

  • Central High School

    Secondary · 4.1 mi away

  • Palm Bay Preparatory Academy

    Elementary · 4.1 mi away

  • Panama City Christian School

    School · 4.1 mi away

  • North Bay Haven Charter Academy

    School · 4.1 mi away

  • St Bernadette Early Childhood Development Center

    School · 4.3 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Panama City Beach

Listing Courtesy: EXIT Realty Anchor South - 8509744890

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Central Panhandle Association of REALTORS®. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by CentralPanhandleAssociationOfRealtors. MLS® Listing#782215. © 2026EXIT Realty®. All rights reserved.