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204 N El Centro Boulevard, Panama City Beach, FL 32413

[No Recorded Subdiv] · Bay County

Key Facts

2Beds
2Baths
1,598Sq Ft
2015Year Built
0.15Lot (acres)
2Garage
1Stories

Description

This is the opportunity buyers and investors have been waiting for. NO HOA AND SHORT TERM RENTALS ALLOWED!!!!! Beautifully maintained 2BR/2BA brick home located at 204 N. El Centro Blvd. in the heart of Panama City Beach. Situated in a quiet, established neighborhood, this home is just a short walk to the white sand beaches of the Gulf of America and approximately 1.6 miles from Pier Park, placing you moments from some of the best shopping, dining, and entertainment in the Florida Panhandle. The home features 9-foot ceilings, a spacious living room, and an open layout that immediately showcases how roomy the home truly is. Durable tile and luxury vinyl plank (LVP) flooring run throughout, complemented by granite countertops in the kitchen and both bathrooms. The primary bedroom is generously sized, and the master bathroom offers ample space with a beautifully designed shower and a large walk in closet, providing comfort and functionality. Enjoy outdoor living in the beautiful backyard, ideal for relaxing or entertaining, complete with a privacy fenced rear yard, irrigation system, and a two-car garage. This home has been immaculately maintained and was used exclusively as the owners' private vacation retreat. It has never been rented and has only been occupied by the owners, reflecting exceptional care and minimal wear. Located just minutes from Pier Park, you'll enjoy endless shopping, great restaurants, entertainment venues, and year-round activities right at your fingertips you'll truly never get bored. With beach access, premier retail, and dining all close by, this home delivers the ultimate Panama City Beach lifestyle. Conveniently located near area schools including Hutchison Beach Elementary (~3.5 mi), Surfside Middle School (~2.4 mi), and Arnold High School (~4.5 mi) Whether you're searching for a primary residence, beach retreat, or investment opportunity, this home offers space, location, and coastal charm! ''All measurements and square footage are approximate and should be verified by the buyer or buyer's agent. Information is deemed reliable but not guaranteed.''

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Traditional

Year Built

2015

Stories

1

Living Area

1,598 sq ft

Lot Size

0.15 acres

Lot Dimensions

110'x65'

Garage Spaces

2

Days on Market

212

MLS® Listing#

782695

Property Features

Interior

Double VanityWalk-In Closet(s)

Appliances

Electric CooktopElectric OvenElectric Water Heater

Cooling

Central AirCeiling Fan(s)

Heating

Central

Flooring

Vinyl

Patio

PorchCoveredScreened

Fencing

Fenced

Construction

Brick

Foundation

Slab

Roof

CompositionShingle

Utilities

Electricity Available

Sewer

Public Sewer

Rooms

  • 12 x 15First
  • Bedroom12 x 10First
  • Living Room18 x 12First

Schools

Elementary:
Breakfast Point
Middle:
Surfside
High:
Arnold

Financial Details

HOA

None

Annual Taxes

$3,488

Tax year 2024

Parcel Number

33502-000-020

Directions

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Affordability Calculator

$81,000

Estimated monthly payment

$2,156/mo

Principal $324,000 · Est. interest $452,009 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City Beach, FL

$471,570
Median Listing Price
112
Median Days on Market
1,459
Median Sq Ft
$348
Median Price / Sq Ft
31,346
Active Listings
  • This home’s price is 14% below the area median.
  • Its price per sq ft is 27% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.

Location

Map showing the location of 204 N El Centro Boulevard, Panama City Beach, FL 32413

Points of Interest in Panama City Beach, FL

Showing the Panama City Beach area map.

Nearby Schools

  • PCB Academy

    School · 0.3 mi away

  • Surfside Middle School

    Secondary · 2.4 mi away

  • Hutchison Beach Elementary School

    Elementary · 3.5 mi away

  • Surfside Kids Academy

    School · 3.9 mi away

  • Arnold Pre K

    Secondary · 4.3 mi away

  • West Bay Elementary School

    Elementary · 4.5 mi away

  • JR Arnold High School

    Secondary · 4.6 mi away

  • Breakfast Point Academy

    School · 4.9 mi away

  • Primary Prep School

    Elementary · 5.7 mi away

  • St Bernadette Early Childhood Development Center

    School · 6.1 mi away

  • Twisted Fork Culinary Classroom

    School · 7.1 mi away

  • Learning Tree II-Child Development Center

    School · 7.7 mi away

  • Stacey's Fun in the Sun Preschool 2 Inc.

    School · 7.7 mi away

  • Patronis Elementary School

    Elementary · 8.3 mi away

  • Ohana Institute

    School · 8.3 mi away

  • Lucille Moore Elementary School

    Elementary · 11.1 mi away

  • St Andrew School

    School · 11.5 mi away

  • Gulf Coast School for Autism

    School · 11.6 mi away

  • Bacot Academy

    School · 11.7 mi away

  • Covenant Christian School

    School · 11.8 mi away

Commute Calculator

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EXIT Agents in Panama City Beach

Listing Courtesy: Empire Real Estate of Florida LLC - 8502478868

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Central Panhandle Association of REALTORS®. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by CentralPanhandleAssociationOfRealtors. MLS® Listing#782695. © 2026EXIT Realty®. All rights reserved.